What Does Personal Liability Insurance Cover?

Standard Coverage

At PSIC, your safety and financial well-being are our top priorities. That’s why we’re committed to offering extensive protection to ensure you have continued coverage. Explore the key features of this policy:

What is personal liability coverage?

Personal Liability coverage is included in our standard insurance protection and was designed to provide financial support in the event of any claims for injuries or damages that may happen for which you’re held legally responsible.

As much as we’d like to avoid unwanted situations, we know that accidents happen from time to time, and PSIC is your ally when it comes to safeguarding your financial welfare in case of a covered claim where you have to pay to compensate someone for bodily injuries or damage to their property that you unintentionally caused.

What is medical payment coverage?

Medical payment coverage is part of our standard protection. It offers crucial assistance in paying medical bills in the unfortunate event that someone ends up injured in an accident caused by unintentional actions. It also protects you if you face a lawsuit due to that incident.

We recognize that accidents can be costly, and the last thing you want is the financial burden of legal fees and lost wages. That’s why having a safety net in place to cover medical expenses is essential when encountering unexpected situations, as it provides the necessary help to navigate through these challenging circumstances.

Optional Coverage

Besides our standard coverage, we provide supplementary options to guarantee continuous protection for you. Tailor your policy to your lifestyle and preferences now.

What is enhanced medical payment coverage?

Enhanced medical payment coverage expands the financial protection offered by the standard insurance policy, by increasing the coverage amount for third-party medical bills, this option allows for a greater level of support.

This option is a valuable addition to increasing the limited amount provided to cover medical services necessary to restore the damage caused. It ensures that the services required, such as ambulance rides, hospital stays, surgeries, and others are adequately covered. This add-on acts as a shield, reducing the likelihood that an injured person will take legal action to get monetary compensation.

What is personal injury coverage?

Personal injury coverage provides vital support in taking care of costs related to defamation or slander claims. It also extends coverage to claims such as wrongful eviction, wrongful entry, and associated legal expenses.

By opting for this endorsement, you can protect your finances and future, as we know that claims involving libel, slander, and false accusations can have severe financial implications, and we want to protect you from falling victim to situations where someone tries to harm your reputation. You can rest assured that we will be your first line of defense in these cases.

What is identity theft coverage?

Identity theft coverage supports the expenses associated with restoring your credit after falling victim to identity theft. It helps alleviate the financial burden by reimbursing costs such as legal fees, lost wages, and other expenses incurred while reclaiming your identity.

In today’s digital landscape ensuring your finances are secure is crucial. By choosing this endorsement, you can receive compensation up to your policy limit for the expenses necessary to restore your identity in case it is stolen. This includes services like credit report copies, notary fees, and bank fees, among others.

What is animal liability coverage?

Animal liability coverage is essential to protect yourself from potential financial liabilities related to your furry family. If your pet accidentally causes injuries to someone, you’ll likely be responsible for their medical bills. This optional coverage takes care of those claims arising from situations involving your four-legged friend.

We understand that your dog is also your family and that’s why we crafted this optional coverage to protect it and safeguard your financial welfare from unknown circumstances. Allow us to assist you in minimizing financial risks and potential for legal actions, providing you with the peace of mind you deserve.

Where Does PSIC Offer Personal Liability Insurance?

At PSIC, we provide Personal Liability Insurance in the state of California.

We plan to expand our Personal Liability Insurance coverage nationwide soon, ensuring everyone the benefit of our reliable insurance solutions.