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Defamation of character refers to a false statement made about an individual or business that harms their reputation. This can include making false accusations, spreading rumors, or making disparaging remarks.
Insurance policies, such as Personal Liability insurance, often include coverage for defamation of character. This means that if an insured person is sued for defamation, the insurance company may provide legal defense and potentially cover any damages awarded.
It’s important to note that defamation is a serious legal matter, and insurance coverage may not apply if the statement is proven to be true or if it falls under specific exclusions in the policy.
At PSIC, we understand the importance of protecting your reputation. That’s why we offer flexible Homeowners, Renters, Condo, Landlord, and Mobile home insurance policies that can be customized to include personal injury endorsement. This addendum extends your coverage to include claims made against you for defamation of character, slander, or libel.
If someone sues you for making false or harmful statements about them, your personal injury endorsement can help cover legal costs and potential damages.
Alternatively, you can also obtain defamation of character coverage by purchasing a separate Personal Liability insurance policy. This type of policy is designed to protect you from claims arising from your personal actions, including defamation.
By adding personal injury endorsement to your existing policy or purchasing a personal liability insurance policy, you can rest assured that your reputation is adequately protected against defamation claims.
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