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Renters Insurance

Your stuff, your space, your peace of mind.

What’s Renters Insurance?​

Our Renters Insurance, also known as HO4, is that safety net ready to catch you when life throws you a curveball— or a burst pipe that damages your couch. With Pacific Speciaty Insurance Company (PSIC), you can protect your assets and find peace of mind no matter where you choose to live. Find more information about how it works in Renters Insurance explained!

We Got You Covered

Our standard Renters Insurance coverage includes the following protection. Additionally, our comprehensive customization options allow you to get the best Renters Insurance quote.

Personal property

Protects your assets when renting a property.

Medical Payment

Pays for medical expenses if a guest is injured in your place no matter whose fault it is.

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Personal Liability

Assumes legal expenses and damage claims if someone gets injured at your home.

Loss of use

Covers the additional living expenses if the property you rent is damaged and you need to move out while it’s being repaired.

Save Money on Insurance

We know that every dollar counts. At Pacific Specialty, we strive to help tenants like you save on their insurance.

Bundle and save

Get two or more active policies with PSIC and enjoy a fidelity discount.

Gated community discount

Reduce your premium if you’re renting in a permanently locked gated community.

Senior citizen discount

Get a discount if you’re renting a home located in a retirement community.

Explore Renters Insurance in Your State

If you want to learn more about how can you customize your policy, please select your state
and view the Renters Insurance specifics.

We plan to expand our Renters Insurance coverage nationwide soon, ensuring all tenants the benefit of our reliable insurance solutions.

PSIC in Our Customers' Words

Our best recommendation letter is having advocate customers. We invite you to read what they have to say about their experience with Pacific Specialty Insurance Company.

It’s All About Insurance!

Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.

Safety Tips for Dog Owners

Pets become cherished members of our family, but it’s crucial to recognize that they have unique needs and can behave unpredictably at times. Therefore, it’s important to take proper precautions to protect them and also ensure the safety of those around them. Let’s go over some tips to make this happen.

Blog

10 Sep 2024
5 min read

Blog

Advantages of Living in a Gated Community

From enhanced safety and privacy to a strong sense of belonging, living in a gated community offers a wider range of benefits than traditional neighborhoods do. Discover the numerous advantages that come with this lifestyle, we’ll address common questions and provide insights into the advantages of this experience.

Blog

10 Sep 2024
4 min read

Blog

Which Dwelling Fire Policy to Choose?

There isn’t a right or wrong choice of coverage, all it has to do is fit your needs. DP1 Insurance provides basic protection of your property from a detailed list of perils, DP3 Insurance offers a broader scope of coverage, except for a few perils, also mentioned in your policy.

FAQ

FAQ

What is DP3 Insurance?

DP3 Insurance, also known as Special Dwelling Insurance or Open Peril Insurance, is a protective buffer for your rented, primary owner occupied or seasonal property. It’s specifically designed to keep your home and assets safe with an open peril policy, covering a wide scope of potential risks, with a few exceptions.

FAQ

FAQ

Different Needs?

Renters Insurance was not the product you were looking for? Are you still looking for another type of coverage? Discover all the insurance options that Pacific Specialty can offer you!