Let us take care of you
Let us take care of you
When choosing to live in vibrant Arizona, counting with Renters Insurance coverage is ideal. At PSIC, we understand the unique challenges and risks that come with living in the Grand Canyon State, that’s why our Renters Insurance coverage is designed to keep you safe from the unexpected.
From wildfire threats to potential water damage, at PSIC we’re all about keeping you safe. And even though it’s not legally required to have Renters Insurance coverage, it’s wise to have this extra layer of peace of mind, securing both your belongings and your financial well-being. Plus, keep in mind that your landlord might ask you to have coverage as part of your rental agreement.
Explore the fundamental layers of protection provided by Renters Insurance in Arizona.
Safeguards your assets including furniture, electronics, and clothing in the event of a covered loss.
Protects you in case the home you’re renting is damaged and you need to move to a different place while it’s being repaired.
Covers legal expenses when you’re found responsible for causing bodily injury or property damage to others.
Covers the medical expenses in the event someone gets hurt and you’re responsible for it.
Personal property
Safeguards your assets including furniture, electronics, and clothing in the event of a covered loss.
Loss of use
Protects you in case the home you’re renting is damaged and you need to move to a different place while it’s being repaired.
Personal liability
Covers legal expenses when you’re found responsible for causing bodily injury or property damage to others.
Medical payment
Covers the medical expenses in the event someone gets hurt and you’re responsible for it.
Customize it according to your needs
Level up your Renters Insurance game with these optional coverages!
Protect others in case your pet harms someone or damages their home and you are held responsible for the expenses.
Avoid financial impact due to damage or malfunction of home systems and appliances such as broken fridges, televisions, or HVAC systems in your rental property.
Safeguard yourself from digital risks, such as cyber attacks, online fraud, data breaches, and cyber extortion.
Protect yourself when held legally responsible for causing harm to others, such as defamation or invasion of privacy.
At PSIC, we’re fully aware that the great state of Arizona has diverse environmental challenges, but more importantly, we know those risks vary depending on where you’re renting. Wildfires, floods, and water damage, they all happen without warning and they have the potential to cause immense damage. Moreover, there are many times when those expenses go beyond the ones your landlord should cover, like paying for your lost assets due to water damage or flood.
Additionally, our standard Renters Insurance policy protects you against wildfires.
Understanding factors that will affect your Renters Insurance cost, alongside with choosing ideal add-ons, will help you have more comprehensive coverage. In other words, finding the best protection while you’re renting!
Where your home is located generally affects your Renters Insurance cost. Your zip code, city, and neighborhood can have different risk rates for weather damage, like wildfires or floods, or higher claims history due to crime, affecting your coverage final price.
Every home has its story, and taking it into account is crucial. Old homes, as charming as they can be, often require more maintenance affecting your Renters Insurance coverage final price. By previously detailing it, we can provide tailored coverage and ensure the right protection when you need it most.
How you choose your deductible has all to do with finding your balance. If you go for a higher deductible, you’ll have lower premium rates. But, keep in mind that this also means you'll have to cover more out-of-pocket expenses when filing a claim. You can always read more about it in Renters Insurance explained or contact an agent who’ll be ready to help you!
The claims history can impact your coverage rates. This means that if you have a history of multiple claims insurance companies could consider that as a high-risk profile and that can lead to higher policy rates.
Having insurance is all about putting safety first for you and your loved ones. It’s also about keeping your assets secure, the idea is that you find a policy that’s both protective and affordable. There’s a detailed list of how to enhance it in Renters Insurance coverage. We also recommend that you contact an agent for better assistance.
Having the best Renters Insurance in Arizona doesn’t mean it has to be expensive. Find out which options you can choose to make it more affordable while keeping it safe.
Have 2 active policies with us? Bundle them up and save big!
Celebrate your zero-claims stellar record with a well-deserved discount on your premium!
Enjoy a special price if your rental home is in a permanently locked gated community with on-site security personnel.
We know Renters Insurance could feel a bit overwhelming. That’s why we diversified key information to help you understand and choose the right coverage.
Renters Insurance
Gives you a general view of the product.
Renters Discounts
Shows how you can save money on your policy.
Renters Explained
Deep dives into the details of the insurance.
Renters Insurance Cost
Details a list of features that can help you reduce the cost of your policy.
Renters Coverage
Explains the available customization options.
Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.
Check out more coverage options available in Arizona!
With more than 40 years of trajectory, we have the expertise to accompany you in every stage of your life.
Customer support: 800-303-5000
Claims support: 800-962-1172
5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © 2023 McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
