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Umbrella Insurance

The extra liability coverage you’ve been looking for. Our Umbrella Insurance is your safeguard to uncertainty.

What’s Umbrella Insurance?

Umbrella Insurance is a supplementary policy that offers a wider range of coverage extending your liability amount. At Pacific Specialty Insurance Company (PSIC) we can provide you with an extra layer of protection for yourself and your property. You can find more about it in Umbrella Insurance explained!

We Got You Covered

Here are a few benefits of Umbrella Insurance Coverage:

For Your Loved Ones

A dog bites a friend in your house and the medical expenses are greater than the covered amount of your Homeowners policy. Fear not! Umbrella Insurance has your back.

For Your Home

A major injury takes place in your home and your personal liability exceeds the amount of your property coverage. Don’t worry!

For Yourself

You unfortunately cause a car, motorcycle, or watercraft accident. With Umbrella Insurance you will be able to fully focus on your recovery, and we will handle the rest.

But Wait, How Does Umbrella Insurance Work?

Secure Primary Insurance Coverage

To get Umbrella Insurance, you need to get coverage first. You can get a personal policy with liability as a homeowner or renter, or maybe get insurance for your motorcycle. Whatever you prefer, the important thing is to get coverage.

Boost your Coverage with Umbrella Insurance

Once you have insurance, you can boost your liability coverage with Umbrella. Special prices depend on the customization options you select for your policy and other requirements you may need for you to leverage it.

Keep Calm And Be Protected

Now that you have Umbrella Insurance, you can forget about the unexpected and enjoy having an extra layer of protection.

Is an Umbrella Policy a Waste of Money?

No. Life can be unpredictable, that is where our Umbrella Insurance comes in handy. By giving you an extra layer of protection for your house, apartment, motorcycle, ATV (even if you are renting!), you will be finding out what peace of mind actually feels like. Imagine a world where you can protect yourself, your loved ones, and everything you own or rent from any situation. At Pacific Specialty, we can make it possible!

A Golden State Exclusive

When accessing your Umbrella Insurance, you will be providing your loved ones and yourself a safety net for unpredictable circumstances. Visit our California landing page and learn how to get started today!

PSIC in Our Customers' Words

Our best recommendation letter is having advocate customers. We invite you to read what they have to say about their experience with Pacific Specialty Insurance Company.

It’s All About Insurance!

Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.

Safety Tips for Dog Owners

Pets become cherished members of our family, but it’s crucial to recognize that they have unique needs and can behave unpredictably at times. Therefore, it’s important to take proper precautions to protect them and also ensure the safety of those around them. Let’s go over some tips to make this happen.

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There isn’t a right or wrong choice of coverage, all it has to do is fit your needs. DP1 Insurance provides basic protection of your property from a detailed list of perils, DP3 Insurance offers a broader scope of coverage, except for a few perils, also mentioned in your policy.

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What is DP3 Insurance?

DP3 Insurance, also known as Special Dwelling Insurance or Open Peril Insurance, is a protective buffer for your rented, primary owner occupied or seasonal property. It’s specifically designed to keep your home and assets safe with an open peril policy, covering a wide scope of potential risks, with a few exceptions.

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Different Needs?

Umbrella Insurance was not the product you were looking for? Are you still looking for another type of coverage? Discover all the insurance options that Pacific Specialty can offer you!