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Condo Insurance​

Your unit, your lifestyle. 

What's Condo Insurance​

Condo life is unique— you share walls and common spaces. Yet, having your own unit safe and secure is up to you. Pacific Specialty’s Condo Insurance, also known as HO6, is the safeguard you need when protecting your haven. It doesn’t matter if your condo is high-rise, beach-front or inner city, we cover them all. Tell us about your corner of the sky, and, at Pacific Specialty Insurance Company (PSIC), we’ll design a coverage as unique as your view. Find more information about how it works in Condo Insurance explained!

Validate with your Condo Association that the building and the common areas are protected with a master policy.

We Got You Covered

Our standard Condo Insurance coverage includes the following protection. Additionally, our comprehensive customization options allow you to get the best Condo Insurance quote.

Dwelling

Protects your apartment against damage from events such as fire, a burst pipe, a broken stove, and much more.

Personal property

Secures your personal belongings such as furniture, clothes, or electronics in case they are stolen or damaged.

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Personal liability

Assumes the legal expenses and damage claims if you’re found responsible for causing bodily injury or property damage to others.

Loss of use

Covers the additional living expenses if your unit is damaged and you need to move to a different place while it’s being repaired.

Save Money on Insurance

We know that every dollar counts. At Pacific Specialty, we strive to help you save on your Homeowners Insurance coverage.

Bundle and save

Get two or more active policies with PSIC and enjoy a fidelity discount.

Gated community discount

Reduce your premium if you’re renting in a permanently locked gated community.

Senior citizen discount

Get a discount if you’re renting a home located in a retirement community.

Explore Condo Insurance in Your State

If you want to learn more about how you can customize your policy, please select your state  and view the Condo Insurance specifics.
We plan to expand our Condo Insurance coverage nationwide soon, ensuring all condo owners the benefit of our reliable insurance solutions.

PSIC in Our Customers' Words

Our best recommendation letter is having advocate customers. We invite you to read what they have to say about their experience with Pacific Specialty Insurance Company.

It’s All About Insurance!

Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.

Safety Tips for Dog Owners

Pets become cherished members of our family, but it’s crucial to recognize that they have unique needs and can behave unpredictably at times. Therefore, it’s important to take proper precautions to protect them and also ensure the safety of those around them. Let’s go over some tips to make this happen.

Blog

10 Sep 2024
5 min read

Blog

Advantages of Living in a Gated Community

From enhanced safety and privacy to a strong sense of belonging, living in a gated community offers a wider range of benefits than traditional neighborhoods do. Discover the numerous advantages that come with this lifestyle, we’ll address common questions and provide insights into the advantages of this experience.

Blog

10 Sep 2024
4 min read

Blog

Which Dwelling Fire Policy to Choose?

There isn’t a right or wrong choice of coverage, all it has to do is fit your needs. DP1 Insurance provides basic protection of your property from a detailed list of perils, DP3 Insurance offers a broader scope of coverage, except for a few perils, also mentioned in your policy.

FAQ

FAQ

What is DP3 Insurance?

DP3 Insurance, also known as Special Dwelling Insurance or Open Peril Insurance, is a protective buffer for your rented, primary owner occupied or seasonal property. It’s specifically designed to keep your home and assets safe with an open peril policy, covering a wide scope of potential risks, with a few exceptions.

FAQ

FAQ

Different Needs?

Condo Insurance was not the product you were looking for? Are you still looking for another type of coverage? Discover all the insurance options that Pacific Specialty can offer you!