Let us take care of you
Let us take care of you
Welcome to the California lifestyle, where sunny days and beachside living blend seamlessly with the vibrant cityscape. Your condo is your haven in this Golden State, and protecting it is key. Dive into the world of tailored Condo Insurance designed for California living – from coastal escapes to urban oases.
At PSIC, we’ve got you covered, ensuring your slice of the Californian dream remains safeguarded against the unexpected. Experience the sun-soaked confidence of knowing your Condo Insurance reflects the laid-back yet dynamic spirit of California living.
Explore the fundamental layers of protection provided by Condo Insurance in California.
Get your spot covered in case it needs repair or rebuild due to theft or weather damage such as wind, fire, and fallen trees.
Cover legal expenses when found responsible for causing bodily injury or property damage to others.
Protect yourself in case your house is damaged and you need to crash somewhere else while it’s being repaired.
Covers for medical expenses in the event someone gets hurt and it’s on you.
Protects your assets such as furniture, electronics, or clothes if a covered event takes place.
Dwelling
Get your spot covered in case it needs repair or rebuild due to theft or weather damage such as wind, fire, and fallen trees.
Personal liability
Cover legal expenses when found responsible for causing bodily injury or property damage to others.
Loss of use
Protect yourself in case your house is damaged and you need to crash somewhere else while it’s being repaired.
Medical payment
Covers for medical expenses in the event someone gets hurt and it’s on you.
Personal property
Protects your assets such as furniture, electronics, or clothes if a covered event takes place.
Customize it according to your needs
Level up your Landlord Insurance game with these optional coverages!
Keep your personal information and finances safe. We’re here to help you set things straight if your identity is compromised and needs recovery.
If your pet harms someone or damages another’s property, we’ll help you handle the expenses.
Protect your unit and your personal belongings in case water enters your plumbing system and flows into your premises and you need to repair it.
Ensure that even amidst the sun-soaked landscapes of California, you’re protected financially when shared spaces face unexpected challenges.
Protecting your unit with Condo Insurance is necessary, but it may not be enough. At PSIC, we want to make sure you’re covered for the most common perils that occur in California: wildfires, earthquakes, and floods. These events, as unpredictable as they are destructive, can cause serious problems for your finances if you are not properly insured.
With PSIC, you can protect your assets and your loved ones. While our standard Condo Insurance policy protects you against fire damage, we recommend you get specific earthquake and flood policies. This way, you will have exactly the protection you need.
Understanding factors that impact your Condo Insurance cost will help you reduce its cost and also increase the protection of your unit.
Your condo's location in California carries the breeze of insurance pricing nuances. From the zip code's rhythm to the cityscape's tempo and the neighborhood's vibe, each aspect influences your Condo Insurance premium.
Classic units, brimming with distinctive charm, may present heightened risks of damage due to outdated plumbing, electrical, and wiring systems. Enhance your condo's safety and potentially reduce insurance costs by upgrading these installations
The chosen deductible in your Condo Insurance plan will impact the premium. Opting for a higher deductible can be a savvy move to lower the insurance cost but you will need to be prepared for higher out-of-pocket costs when making a claim.
A clean record signals responsible stewardship, usually translating into lower insurance premiums. Conversely, a record of frequent claims might suggest a higher risk profile, leading to increased insurance expenses in the Golden State's landscape.
A larger living space may mean more structure and belongings to protect, influencing your insurance premium. So, ensure your coverage reflects the spacious charm of your Californian abode.
Having the best Condo Insurance in California doesn’t mean it has to be expensive. Find out which options you can choose to make it more affordable while keeping it safe.
Have 2 active policies with us? Bundle them up and save big!
Keep your home safe and enjoy a special price by protecting it with a burglar alarm, sprinkler system, fire alarm, or central system.
We know Condo Insurance could feel a bit overwhelming. That’s why we diversified key information to help you understand and choose the right protection.
Condo Discounts
Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.
Check out more coverage options available in California!
With more than 40 years of trajectory, we have the expertise to accompany you in every stage of your life.
Customer support: 800-303-5000
Claims support: 800-962-1172
5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © 2023 McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
