Let us take care of you
Let us take care of you
Life in the Golden State is nothing but iconic. Either by its nature-centric lifestyle, surfing, or its vintage fashion, Californian vibes are simply unique. Renting in Cali—with all its individual flair—demands a coverage that hits the right protection. At PSIC, we’re dedicated to tailoring it meticulously, blending it into Californian everyday life, and anticipating possible perils.
As a tenant, keeping your assets, yourself, and your loved ones safe is the smartest choice. Renters Insurance coverage may not be on the books as a must-have, but your landlord might say otherwise. Having a solid backup for unexpected Cali’s complements with PSIC will help you set the ideal state of mind.
Explore the fundamental layers of protection provided by Renters Insurance in California.
Protects your assets such as furniture, electronics, or clothes if a covered event takes place.
Protects you if a disaster, or covered peril, forces you to temporarily move out and you need to pay for extra living expenses.
Covers legal expenses when found responsible for causing bodily injury or property damage to others.
Covers for medical expenses in the event someone gets hurt and it’s on you.
Personal property
Safeguards your assets including furniture, electronics, and clothing in the event of a covered loss.
Loss of use
Protects you in case the home you’re renting is damaged and you need to move to a different place while it’s being repaired.
Personal liability
Covers legal expenses when you’re found responsible for causing bodily injury or property damage to others.
Medical payment
Covers the medical expenses in the event someone gets hurt and you’re responsible for it.
Customize it according to your needs
Cali tenants often roll with:
Protect others in case your pet harms someone or damages their home and you are held responsible for the expenses.
Protect both your computer equipment and all the valuable information or software stored there, in the event of a theft, fire, or power outage.
Keep your wallet safe while renting in the event of damage or malfunction of your home systems and appliances, like a fridge, TV, or HVAC system.
Protect your personal information and financial security. We’re here to help you set things straight if your identity is compromised and needs recovery.
In the land of sun and surf, you’ve got to prepare yourself for the unexpected. At PSIC we want to make sure you’re protected from Cali’s usual risks in our Renters Insurance —wildfires, earthquakes, and floods. These events, as unpredictable and destructive as they are, can cause serious problems for your finances if you are not properly insured. Moreover, there are many times when those expenses should be covered by the landlord, like paying for your damage to the property caused by earthquake or flood damage.
Additionally, our standard Renters Insurance policy protects you against fire damage.
Understanding factors that will affect your Renters Insurance cost, alongside with choosing ideal add-ons, will help you have a more comprehensive coverage. In other words, finding the best protection for the home you’re renting.
Certain cities and zip codes play a huge role in your Renters Insurance cost. If your neighborhood has a higher risk rate for weather damage, or maybe a higher claims history due to crime, your premiums might be more expensive.
Old homes, as unique as they are, often are associated with higher risks of damage due to old plumbing, electrical wiring, and other connections among others. By detailing this, we can provide tailored coverage and ensure the right protection when you need it most.
Striking a balance between cost and coverage is key. Opting for a higher deductible could result in lower premiums, yet it’s important to be prepared for higher out-of-pocket costs when making a claim.
A clean record signals responsible stewardship, usually translating into lower insurance premiums. Conversely, a record of frequent claims might suggest a higher risk profile, leading to increased insurance expenses in the Golden State's landscape.
In the end, having insurance means you prioritize your safety, and you’re keeping your loved ones, and your personal property safe. We can help you find the right balance between a robust and an affordable policy. Renters Insurance coverage has a detailed list of how to enhance it. We also recommend that you contact an agent for guidance.
We know Renters Insurance could feel a bit overwhelming. That’s why we diversified key information to help you understand and choose the right protection.
Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.
Check out all the coverage options available in California!
With more than 40 years of trajectory, we have the expertise to accompany you in every stage of your life.
Customer support: 800-303-5000
Claims support: 800-962-1172
5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © 2023 McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
