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Personal Liability Insurance California

We’re your first line of defense.

Hilltop landscape from Whittier, California overlooking los ange

At PSIC, we’ve designed an affordable and comprehensive liability coverage plan specifically created to protect your finances and shield you from uncomfortable situations. Consider us your reliable support system in the Golden State, ready to assist you every step of the way.

 

Find the ideal insurance policy tailored to your lifestyle with us. Our mission is to ensure your peace of mind and allow you to embrace California’s serene, fresh, and active vibes without having to worry about your financial security in the face of unforeseen events. Count on us to provide the necessary assistance to overcome unwanted circumstances with ease.

Personal Liability Insurance Coverages in California

Discover the principal aspects of Personal Liability Insurance in California.

Personal liability

Acts like a safety net providing financial support in case you’re held legally responsible for any claims related to bodily injuries or damages to other’s properties or well-being.

Medical payments

Helps cover third party’s medical bills as a result of an accident when you’re at fault. Also protects you against potential related lawsuits.

Customize it according to your needs

Cali policyholders often roll with:

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Identity theft

Keep your personal information and finances safe. We’re here to help you set things straight if your identity is compromised and needs recovery.

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Animal liability

If your fur family harms someone or damages another’s home, we’ll help you handle the expenses.

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Water backup

Protect your home and your personal belongings in case water enters your plumbing system, flows into your premises, and it needs repair it.

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Business personal property

Boost your business gear safety, like tech and tools, with enhanced coverage that’s got your back in case of theft or damage.

Common Risks

We prioritize your safety and financial well-being, therefore, it’s crucial for us to address the key risks you may face in California. Personal Liability Insurance standard coverage shields you against liability claims arising from incidents, such as slips or falls in your driveway, accidents in your pool, and others.

Also, with our optional animal liability coverage you can rest assured that we’ll financially support you through the risks associated with accidents caused by your beloved pet, no matter where they occur. Whether your dog bites someone, damages someone else’s property, or causes harm to other pets inside or outside of your residence, we’ll handle the situation for you.

It’s All About Insurance!

Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.

Safety Tips for Dog Owners

Pets become cherished members of our family, but it’s crucial to recognize that they have unique needs and can behave unpredictably at times. Therefore, it’s important to take proper precautions to protect them and also ensure the safety of those around them. Let’s go over some tips to make this happen.

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10 Sep 2024
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Advantages of Living in a Gated Community

From enhanced safety and privacy to a strong sense of belonging, living in a gated community offers a wider range of benefits than traditional neighborhoods do. Discover the numerous advantages that come with this lifestyle, we’ll address common questions and provide insights into the advantages of this experience.

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10 Sep 2024
4 min read

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Which Dwelling Fire Policy to Choose?

There isn’t a right or wrong choice of coverage, all it has to do is fit your needs. DP1 Insurance provides basic protection of your property from a detailed list of perils, DP3 Insurance offers a broader scope of coverage, except for a few perils, also mentioned in your policy.

FAQ

FAQ

What is DP3 Insurance?

DP3 Insurance, also known as Special Dwelling Insurance or Open Peril Insurance, is a protective buffer for your rented, primary owner occupied or seasonal property. It’s specifically designed to keep your home and assets safe with an open peril policy, covering a wide scope of potential risks, with a few exceptions.

FAQ

FAQ

Get Fully Protected

Check out more coverage options available in California!