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Earthquake Insurance

The best safeguard for nature’s challenges

What's Earthquake Insurance?

Earthquake Insurance is a stand-alone policy that protects your home and finances in case of a seismic event. Unlike other property insurances, like Homeowners or Renters, it specifically safeguards you against earthquake-related damages. That’s why it’s key to have it in addition to other policies.

When Do You Need Earthquake Insurance?

Earthquakes can strike without warning, and the resulting damages can be devastating. Many standard insurance policies do not cover earthquake-related losses, making it crucial to get dedicated Earthquake Insurance. Whether you live in a high-risk area or simply want to safeguard your investment, having Earthquake Insurance is a smart choice.

All the Coverage You Need

The standard Earthquake Insurance coverage includes the following protection.

Dwelling

Protects your home’s structure in the event of an earthquake.

Other structures

Safeguards detached structures such as sheds, workshops, and garages.

Personal property

Secures your personal belongings such as furniture, clothes, or electronics if an earthquake takes place.

Loss of use

Covers the additional living expenses if your house is damaged and you need to move out while it’s being repaired.

Ready to Start a Quote?

At PSIC, we trust Palomar to manage our policyholders’ earthquake policies. Their industry-leading program for Earthquake insurance can be tailored to fit an insured’s specific needs.

PSIC in Our Customers' Words

Our best recommendation letter is having advocate customers. We invite you to read what they have to say about their experience with Pacific Specialty Insurance Company.

“Buying our first house was thrilling! Buying insurance gave us peace of mind, protecting our new life together. Safe and happy, thanks to PSIC!”

Tania & Ronald Spencer

Earthquake

California

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Earthquake Insurance was not the product you were looking for? Are you still looking for another type of coverage? Discover all the insurance options that Pacific Specialty can offer you!