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Second Home Insurance

Keep your getaway home safe.

What's Second Home Insurance?

A second home is your other haven, that extra place where you escape to relax. You may know them as well by seasonal home. Either way, at Pacific Specialty Insurance Compay (PSIC) we have them covered. Find in our Second Home Insurance the peace of mind you were looking for, and rest assured that your vacation home is in good hands.

We Got You Covered

Pacific Specialty’s Second Home Insurance provides coverage for the unique risks associated with owning a seasonal property.

Dwelling

Protects the main structure of the property against damage from events such as fire, vandalism, and much more.

Other structures

Safeguards detached structures such as sheds, workshops, and garages.

Personal property

Secures your personal belongings such as furniture, clothes, or electronics in case they are stolen or damaged.

Let’s Go Deeper on Second Home Insurance

Second Homes Insurance is quite different from Homeowners, Condo, or any other policy aimed to protect your main residence. This is because vacation homes are exposed to particular damage. After all, they remain without inhabitants for a large part of the year. Vandalism and electrical and plumbing problems are the most common ones. Taking these into account, we created a specific insurance product that is better adapted to the second home’s requirements.

Save Money on Insurance

We know that every dollar counts. Ay Pacific Specialty, we strive to help owners like you save on their insurance.

Bundle and save

Get two or more active policies with PSIC and enjoy a fidelity discount.

Gated community discount

Reduce your premium if your property is located in a permanently locked gated community.

Security system discount

Install a fire or burglary alarm in your house to reinforce its security and reduce your premium.

How to Get Second Home Insurance?

We offer Second Home Insurance through two different products: Basic Dwelling (DP1) and Special Dwelling (DP3). Since the difference between them can be tricky, we recommend you contact an agent, so that you can get the best coverage according to your needs.

Explore Second Home Insurance

Pacific Specialty’s Second Home Insurance is available in the states of California, Arizona, Connecticut, and New Jersey, providing peace of mind for owners of seasonal homes.

We plan to expand our Second Home Insurance coverage nationwide soon, ensuring all owners the benefits of our reliable insurance solutions.

PSIC in Our Customers' Words

Our best recommendation letter is having advocate customers. We invite you to read what they have to say about their experience with Pacific Specialty Insurance Company.

“I can’t even begin to explain how happy I am with Second Home insurance! I was stressing about my empty property, worried about what could go wrong. But thanks to this PSIC Second Home Insurance I now have peace of mind! They’ve got my back against fire, vandalism, and all kinds of unexpected stuff. Plus, their team is super friendly and made everything so easy. If you’ve got a second home, trust me, this insurance is a total game-changer!”

Jemma Myers

Second Home

California

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Different Needs?

Second Home Insurance was not the product you were looking for? Are you still looking for another type of coverage? Discover all the insurance options that Pacific Specialty can offer you!