Let us take care of you
Keep your getaway home safe.
A second home is your other haven, that extra place where you escape to relax. You may know them as well by seasonal home. Either way, at Pacific Specialty Insurance Compay (PSIC) we have them covered. Find in our Second Home Insurance the peace of mind you were looking for, and rest assured that your vacation home is in good hands.
Pacific Specialty’s Second Home Insurance provides coverage for the unique risks associated with owning a seasonal property.
Protects the main structure of the property against damage from events such as fire, vandalism, and much more.
Safeguards detached structures such as sheds, workshops, and garages.
Secures your personal belongings such as furniture, clothes, or electronics in case they are stolen or damaged.
Second Homes Insurance is quite different from Homeowners, Condo, or any other policy aimed to protect your main residence. This is because vacation homes are exposed to particular damage. After all, they remain without inhabitants for a large part of the year. Vandalism and electrical and plumbing problems are the most common ones. Taking these into account, we created a specific insurance product that is better adapted to the second home’s requirements.
We know that every dollar counts. Ay Pacific Specialty, we strive to help owners like you save on their insurance.
Get two or more active policies with PSIC and enjoy a fidelity discount.
Reduce your premium if your property is located in a permanently locked gated community.
Install a fire or burglary alarm in your house to reinforce its security and reduce your premium.
We offer Second Home Insurance through two different products: Basic Dwelling (DP1) and Special Dwelling (DP3). Since the difference between them can be tricky, we recommend you contact an agent, so that you can get the best coverage according to your needs.
Pacific Specialty’s Second Home Insurance is available in the states of California, Arizona, Connecticut, and New Jersey, providing peace of mind for owners of seasonal homes.
We plan to expand our Second Home Insurance coverage nationwide soon, ensuring all owners the benefits of our reliable insurance solutions.
Our best recommendation letter is having advocate customers. We invite you to read what they have to say about their experience with Pacific Specialty Insurance Company.
“I can’t even begin to explain how happy I am with Second Home insurance! I was stressing about my empty property, worried about what could go wrong. But thanks to this PSIC Second Home Insurance I now have peace of mind! They’ve got my back against fire, vandalism, and all kinds of unexpected stuff. Plus, their team is super friendly and made everything so easy. If you’ve got a second home, trust me, this insurance is a total game-changer!”
Jemma Myers
Second Home
California
Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.
Second Home Insurance was not the product you were looking for? Are you still looking for another type of coverage? Discover all the insurance options that Pacific Specialty can offer you!
With more than 40 years of trajectory, we have the expertise to accompany you in every stage of your life.
Customer support: 800-303-5000
Claims support: 800-962-1172
5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © 2023 McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.