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A rider, often referred to as an endorsement or add-on, is an extra provision or amendment that can be included in an insurance policy to modify or enhance its coverage. It offers the flexibility to tailor to better suit the insured’s specific needs.
Adding an insurance rider to your policy allows you to customize the coverage to better suit your specific needs or to add extra protection for certain circumstances. It gives you the flexibility to expand the scope of your protection beyond the standard options provided.
For example, if you have a Homeowner’s insurance policy, you may choose to add a rider to cover expensive jewelry or artwork.
At PSIC, we want your policy to reflect your needs. That’s why whether you have Homeowners, Renters, Condo, Landlord, Motorcycle, Off-road vehicle insurance, or any other type of coverage, we offer additional protections that cater to each specific need.
If your priority is to protect the property, we have “dwelling-related options” that allow you, for example, to obtain water backup coverage for your home, or “vehicle-related options” to protect yourself against uninsured or underinsured motorists.
If your priority is to safeguard your liability against third parties, you can, for example, include identity theft coverage in your home insurance, or access personal injury protection in case of being sued for defamation and libel.
These are just a few examples of the breadth of coverage provided by PSIC. We advise you to review our options, specifically segmented by product, and to contact your producer to ensure you have the protection you need.
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Copyright © 2023 McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
