A floating house is a type of dwelling that is designed to float on water. It’s often used in areas prone to flooding or as a unique lifestyle choice.
Because floating houses present specific risks, they require specialized insurance policies. Standard homeowners insurance may not adequately cover these types of properties.
To insure a floating house, the policy should include:
It’s important to consult with an insurance agent to determine the specific coverage you need for your floating house. They can help you understand the unique risks associated with this type of property and recommend the appropriate insurance policies.
At PSIC, we understand that owning a floating house is a unique experience. While it’s a beautiful way to live, it also presents specific insurance needs.
To protect yourself from potential claims, we offer a specific endorsement you can add to your Personal Liability policy for floating homes. This addendum can provide coverage for bodily injury and property damage claims arising from the ownership, maintenance, or use of your floating house. This means that if someone is injured in your residence or you accidentally damage someone else’s property, your policy can help protect you from financial loss.
Please remember that every situation is unique. To ensure you have the right coverage, we recommend consulting with your insurance producer. They can help you understand your specific needs and tailor a policy that provides the protection you deserve.
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5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
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Last updated: June 27, 2023
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