Personal liability coverage is a crucial component in insurance policies, including auto and home policies, as it shields individuals from the financial consequences of civil responsibility and potential damage they may unintentionally cause.
It provides financial protection in the event that the insured is found legally responsible for causing damage or injury to other people, known as third-party liability. This can include payments for medical expenses, legal costs, and compensation for loss of income.
Property damage liability is also included, which protects against detriment to someone else’s property caused by the insured.
It is important to note that the details of this coverage may vary depending on the type of insurance and individual circumstances. Therefore, it is necessary to review the policy terms carefully.
At PSIC, our insurance policies, such as Homeowners, Renters, Condo, and Motorcycle, among other, include liability or civil responsibility coverage. It protects policyholders in the event they are deemed legally responsible for causing damage to another person or property.
For example, if a guest gets injured on your property, medical and legal expenses will be afforded by the insurance company. Legal expenses are also protected if it is determined that you are responsible for causing bodily injury or property damage to others.
These terms might be similar or associated with the term you have read before.
At PSIC, we consider that they can be helpful for you.
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Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
Managing Human Resource Functions:
Conducting business operations:
Monitoring:
Compliance with:
Investigating:
We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.