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An exclusion is a specific provision in an insurance policy that outlines circumstances or events that are not covered. While it may seem like a negative aspect, exclusions are actually essential for maintaining a fair and balanced insurance system.
Think of exclusions as a way to clarify what is and isn’t included in your coverage. This helps to prevent misunderstandings and ensures that everyone pays a fair premium for the protection they need. By understanding the exclusions in your policy, you can make informed decisions about your insurance coverage and avoid any unpleasant surprises in the event of a claim.
At PSIC, we believe in transparency and open communication with our policyholders. That’s why we’re committed to providing clear and concise information about your insurance coverage, including the specific exclusions that apply to your policy.
You’ll find a detailed list of exclusions in your policy document, we encourage you to read it carefully. These exclusions are designed to ensure that your insurance coverage is fair and equitable for all policyholders. If you have any questions about specific exclusions or their implications, please contact your insurance agent.
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Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.