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An insured location is a specific place or property that is covered. It can include different types of dwelling like homes, businesses, vehicles, or other assets. The declaration page of the policy will provide detailed information about each of them and the coverage provided for each one.
For example, the residence premises, in the case of Homeowners insurance, refer to the insured location that includes the main residence and any related structures. It may also cover personal belongings.
In commercial insurance, the insured location could be the business premises, including the building, office space, or manufacturing facilities. It may also cover equipment, inventory, or other assets located at that specific place.
The coverage and premiums are based on the risks associated with that particular property or location. It’s important for policyholders to accurately disclose and update the insured locations to avoid any gaps in protection.
At PSIC, the insured location is the policyholder’s main residence, which is covered under Homeowners, Renters, Condo, Mobile home, and Landlord insurance. This includes both the house and any structures on the property. You can view it in your policy by logging into My Portal.
If you have any questions or want to learn more about the specifics of each policy, please don’t hesitate to talk to your agent. They are here to help you navigate your options and ensure you have the right coverage for your needs.
We understand that insurance can be confusing, but our goal is to make the process as easy as possible for you.
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Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
