An insured location is a specific place or property that is covered by a policy. It can include different types of dwelling like homes, businesses, vehicles, or other assets. The declaration page of the policy will provide detailed information about each of them and the coverage provided for each one.
For example, the residence premises, in the case of Homeowners insurance, refer to the insured location that includes the main residence and any related structures. It may also cover personal belongings.
In commercial insurance, the insured location could be the business premises, including the building, office space, or manufacturing facilities. It may also cover equipment, inventory, or other assets located at that specific place.
The coverage and premiums are based on the risks associated with that particular property or location. It’s important for policyholders to accurately disclose and update the insured locations to avoid any gaps in protection.
At PSIC, the insured location is the policyholder’s main residence covered under Homeowners, Renters, Condo, Mobile home, or Landlord insurance. This includes both the house and any structures on the property. You can view it in your policy by logging into My Portal.
We understand that insurance can be confusing, but our goal is to make the process as easy as possible for you.
These terms might be similar or associated with the term you have read before.
At PSIC, we consider that they can be helpful for you.
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Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
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We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.