Adhesion insurance refers to policies created by a company and presented to the consumer. In this type of deal, the terms and conditions are set by the insurer. It is a take it or leave it contract.
While it can be complex to change the terms of an adhesion contract, there are cases where the policyholder can modify it through endorsements. These are additional features that can be added to a new or existing policy, allowing you to customize your coverage in specific ways defined by the insurer.
Understanding adhesion insurance is essential because it affects how you engage with your insurance policy. Here are some key points to consider:
At PSIC, adhesion means that you accept the terms and conditions of your policy. This is how you officially agree to the contract. It’s important to understand your policy so you know what is covered and what isn’t.
Remember that we want you to know we offer many optional coverages, allowing you to customize your Homeowners, Renters, Condo, or any other policy to suit your needs and those of your family.
If you have questions, please reach out to your trusted agent for help. Feel free to ask any questions—your agent is here to support you and help you make informed choices for your peace of mind.
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5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
Managing Human Resource Functions:
Conducting business operations:
Monitoring:
Compliance with:
Investigating:
We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.