Reasonable repairs refer to fixes that are necessary and cost-effective to restore a damaged property or vehicle to its pre-loss condition. These repairs should be performed using quality materials and skilled labor, and the costs should be reasonable and fair.
Insurance companies typically have specific guidelines and standards for determining what constitutes reasonable repairs. They may consider factors such as:
If a policyholder chooses to make repairs that are not considered reasonable, the insurer may not cover the full cost of the repairs. It’s important to consult with your insurance company before making any significant repairs to ensure that they will be covered.
At PSIC, we understand that unexpected events can disrupt your life. When covered damages occur to your home, whether it’s a Homeowner, Condo, Mobile Home, or Landlord policy, we want to help you get things back to normal as quickly as possible.
We encourage you to make reasonable repairs to protect your property from further damage. This might involve temporary measures like covering a broken window or boarding up a damaged door. We’ll cover the costs of these necessary repairs, so you don’t have to worry about additional expenses.
However, it’s important to remember that initiating repairs doesn’t replace the need to complete the claims process. After making the necessary repairs, please reach out to our team. They’ll guide you through the process, assess the damage, and determine the appropriate compensation.
If you have doubts about the scope of the reasonable repair, we recommend that you carefully read the policy or contact your insurance producer, who will be able to provide you with the appropriate advice.
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5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
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When it is no longer necessary to retain your personal information, we will delete or anonymize it.