A phantom vehicle refers to a car or motorcycle that is involved in an accident but is not present at the scene. This can happen for various reasons, such as the driver fleeing the scene or the vehicle being too damaged to remain on the road.
When a phantom vehicle is involved in an accident, it can create challenges for the insurance claims process. The driver of the other vehicle may not have any information about the phantom vehicle or its driver, making it difficult to identify the at-fault party. This can lead to delays in the process and potential disputes between insurance companies.
If you are involved in an accident with a phantom vehicle, it’s important to collect as much information as possible. This may include:
By gathering this information, you can help your insurance company investigate the accident and potentially identify the at-fault driver.
At PSIC, we understand that accidents can happen unexpectedly. Even when you’re riding defensively, there’s always a risk of encountering a phantom vehicle. That’s why we offer the Uninsured Motorist endorsement for your Motorcycle insurance.
With this endorsement, we can provide coverage if you’re involved in an accident with a hit-and-run driver or an uninsured driver. If you’re injured or your motorcycle is damaged, our uninsured motorist coverage can help you recover the costs of medical expenses, lost wages, and property damage.
By adding this endorsement to your motorcycle insurance policy, you’re protecting yourself from the financial burden of an accident caused by a phantom vehicle. It gives you peace of mind knowing that you’re covered even in the most unexpected situations.
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Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
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Purposes for Collecting and Using Your Personal Information
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We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.