An expression in force policy refers to an active and valid insurance that is currently in effect. It means that the protection has been issued, the required premiums have been paid, and the coverage is active during the specified policy period.

It signifies that the policyholder is eligible to receive the policy’s benefits. The company is obligated to honor the terms and conditions of the coverage as long as it remains active.

The in force status of an insurance coverage can be affected by various factors, such as timely payment of premiums, adherence to policy terms, and compliance with requirements. If an insured fails to pay the premiums or violates policy conditions, the company may have the right to cancel or terminate the protection, resulting in it no longer being in force insurance.