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Mobile Home Insurance California

Secure your home the West Coast way.

Hilltop landscape from Whittier, California overlooking los ange

Step into the world of California living, where the perfect mix of sunny weather and diverse cultures harmonize with the urban landscape. Explore the opportunity of getting a customized Mobile Home Insurance specifically crafted for the California lifestyle.

 

At PSIC, we provide comprehensive coverage, ensuring that your residence located in the Golden State remains protected from unforeseen events.

Mobile Home Insurance Coverage in California

Survey the fundamental layers of protection provided by Mobile Home Insurance in California.

Dwelling

Provides financial assistance to have your mobile home repaired or rebuilt in the event of hazards such as fire, storms, or vandalism, among others.

Other structures

This is the perfect option to protect your entire home. This coverage protects detached structures on your property to provide comprehensive protection.

Personal property

Ensure that your personal belongings are safeguarded and can be repaired or replaced in the event of damage or theft.

Loss of use

You can rest assured that you’ll be covered if your residence is damaged and you need to stay elsewhere while your home is repaired.

Personal liability

You can be provided with financial protection for legal expenses in the event you’re found responsible for causing property damage or injury to others.

Medical payment

You’ll be covered with financial support in case of minor accidents that occur within your property.

Customize it according to your needs

Level up your Mobile Home Insurance game with these optional coverages! 

Animal liability

In case your four-legged friend hurts someone, or other pets, or damages other people’s property, we can provide coverage for the resulting expenses.

Equipment breakdown

In the event of an electrical equipment failure at your property, this endorsement will cover the costs incurred in repairing or replacing the damaged items.

Identity theft

This added protection helps secure your financial well-being by offering assistance if you fall victim to identity theft. It covers the expenses related to identity restoration.

Personal cyber protection

Safeguard yourself from digital perils such as cyber-attacks, online fraud, data breaches, and cyber extortion. This protection shields you from the financial burden of recovering lost data or funds caused by cybercrimes.

Common Risks

Mobile Home Insurance California is crucial for protecting your house. Our main interest is protecting you and your home from the main risk factors in California: wildfires, earthquakes, and floods. These events can cause financial damages if you’re not well covered.

PSIC protects what you love most. While our standard Mobile Home Insurance policy safeguards your home against fire damage, we recommend you get specific earthquake and flood policies. This way, you will have exactly the protection you need.

How Much is Mobile Home Insurance in California?

Understanding factors that will affect your Mobile Home Insurance cost, alongside with choosing ideal add-ons, will help you have a more comprehensive coverage. In other words, finding the best protection for the home you’re renting.

Your home’s location in California, your zip code, and the vibe of the neighborhood can all contribute to the cost of your Mobile Home Insurance price.

The age and overall condition of your property can impact the pricing of your insurance coverage. Making regular updates on your residence can lead to lower insurance rates.

The deductible you choose for your Mobile Home Insurance plan can affect its price. Selecting a higher deductible may result in lower insurance premiums, just make sure that you have the financial resources to handle the deductible amount in case of a claim.

The claims history can impact your coverage rates. This means that if you have a history of multiple claims insurance companies could consider that as a high-risk profile and that can lead to higher policy rates.

Depending on the coverage options you choose, including liability, personal property, and additional endorsements, the cost of your Mobile Home Insurance will vary, so increasing your coverage will affect your insurance premiums.

Save Money on Insurance

Having the best Mobile Home Insurance in California doesn’t mean it has to be expensive. Find out which options you can choose to make it more affordable while keeping it safe.

Bundle and save

Have 2 active policies with us? Bundle them up and save big!

Senior citizen discount

Make your golden years even brighter with our special discount for retirees.

Security system discount

Keep your home safe and enjoy a special price by protecting it with a burglar alarm, sprinkler system, fire alarm, or central system.

It’s All About Insurance!

Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.

Safety Tips for Dog Owners

Pets become cherished members of our family, but it’s crucial to recognize that they have unique needs and can behave unpredictably at times. Therefore, it’s important to take proper precautions to protect them and also ensure the safety of those around them. Let’s go over some tips to make this happen.

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10 Sep 2024
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Advantages of Living in a Gated Community

From enhanced safety and privacy to a strong sense of belonging, living in a gated community offers a wider range of benefits than traditional neighborhoods do. Discover the numerous advantages that come with this lifestyle, we’ll address common questions and provide insights into the advantages of this experience.

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10 Sep 2024
4 min read

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Which Dwelling Fire Policy to Choose?

There isn’t a right or wrong choice of coverage, all it has to do is fit your needs. DP1 Insurance provides basic protection of your property from a detailed list of perils, DP3 Insurance offers a broader scope of coverage, except for a few perils, also mentioned in your policy.

FAQ

FAQ

What is DP3 Insurance?

DP3 Insurance, also known as Special Dwelling Insurance or Open Peril Insurance, is a protective buffer for your rented, primary owner occupied or seasonal property. It’s specifically designed to keep your home and assets safe with an open peril policy, covering a wide scope of potential risks, with a few exceptions.

FAQ

FAQ

Get Fully Protected

Check out all the coverage options available in California!

Privacy Notice at Collection for CA employees

Last updated: June 27, 2023

  1. About this Notice. This privacy notice sets out how The McGraw Group of Affiliated Companies collects and uses personal information about you in compliance with our obligations under the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act of 2020 (CPRA). This Notice supplements all other privacy policies we have in place.

We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.

  1. Key Terms. The following key terms are used in this notice:
  • We, us, our. The McGraw Group of Affiliated Companies.
  • Personal information. Any information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked with a particular individual.
  • Sensitive personal information. Personal information revealing an individual’s social security number, driver’s license and passport numbers, account numbers and credentials, precise geolocation, racial or ethnic origin, religious beliefs, or union membership, personal information concerning a consumer’s health, sex life, or sexual orientation, contents of a consumer’s mail, email and text messages where the business is not the intended recipient, genetic data, and biometric information.
  • Biometric Information. An individual’s physiological, biological, or behavioral characteristics, including information pertaining to an individual’s deoxyribonucleic acid (DNA), that is used or is intended to be used singly or in combination with each other or with other identifying data, to establish individual identity. Biometric information includes, but is not limited to, imagery of the iris, retina, fingerprint, face, hand, palm, vein patterns, and voice recordings, from which an identifier template, such as a faceprint, a minutiae template, or a voiceprint, can be extracted, and keystroke patterns or rhythms, gait patterns or rhythms, and sleep, health, or exercise data that contain identifying information.

Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.

  1. Personal Information We Collect About You. We may collect and use the following categories of personal information about you:

Categories of Personal Information Collected

  • Identifiers: Name, alias, postal address, email address, phone number, account name, social security number, driver’s license number, passport number, or other similar identifiers.
  • Employment-related information such as your job title, salary, benefits information, emergency contact information, references, qualifications, skills and experience.
  • Personal information as defined in Customer Records law: Name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, education, professional license number employment history, bank account number, other financial information, medical information, and/or health insurance information.
  • Characteristics of protected classifications under California or federal law such as race, age, sex, familial status, and disability.
  • Audio, electronic, visual, or similar information such as photographs and call recordings
  • Background check information such as your criminal and credit history
  • Inferences are not drawn from any of the information identified above to create a profile reflecting your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
  1. How and Why We Use Your Personal Information. We use your personal information for the following purposes:

Purposes for Collecting and Using Your Personal Information

Managing Human Resource Functions:

  • Recruiting, hiring, and onboarding
  • Performing background checks
  • Implementing diversity and inclusion initiatives
  • Training and career development
  • Assessing performance
  • Determining promotions, transfers, salary, awards, and bonuses
  • Managing disciplinary matters
  • Managing payroll and business expenses
  • Administering leave requests
  • Employee communications
  • Administration of benefits
  • Promoting employee health and safety

Conducting business operations:

  • Budgeting
  • Recordkeeping and reporting requirements
  • Managing infrastructure and company assets
  • Strategic planning
  • Maintaining security and risk management
  • Emergency response and business continuity
  • Conducting audits
  • Pursuing or defending legal or administrative claims

Monitoring:

  • Compliance
  • Use of company resources
  • Any other monitoring activities permitted by applicable laws

Compliance with:

  • Legal and regulatory obligations
  • Court or other government directives
  • Internal policies and procedures

Investigating:

  • Reports of wrongdoing
  • Policy violations
  • Internal complaints
  1. Whether Personal Information Will Be Sold or Shared. We do not sell or share the personal information of employees.
  2. How Long Your Personal Information Will Be Kept. We will keep your personal information for as long as is necessary while you are employed by us. Thereafter, we will keep your personal information:
  • To respond to any questions, complaints or claims made by you or on your behalf or;
  • To keep records required by law. In California, this is currently and generally a minimum of four (4) years.

We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.

When it is no longer necessary to retain your personal information, we will delete or anonymize it.

  1. If you have any questions or concerns about this notice or the information we collect about you, please contact send an email to privacy@pacificspecialty.com.