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Personal Liability Insurance, also known as CPL, is a stand-alone policy that offers financial support if you’re found legally responsible for causing bodily injury or property damage to third parties. It includes medical bills, and legal fees, among other expenses resulting from events where you’re at fault.
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Our Personal Liability Insurance covers a variety of potential risks, such as dog bites, injuries to others that happen on your residence or outside, and more. Note that CPL goes beyond insurance coverage such as Homeowners, Renters, or Motorcycle, by providing extensive protection, no matter where the accident occurs.
Additionally, this coverage brings assistance against defamation, slander, and identity theft, which are current threats as we live in a society that is fully connected to technology. There’s also an additional option to upgrade the medical payment coverage, which means increasing the financial support provided to pay for third-party medical expenses. For mor details, refere to Personal Liability insurance coverage.
Personal Liability Insurance coverage doesn’t include any type of intentional harm caused by you or anyone in your home. If it can be proven that the damage caused to others or their property was done on purpose, the related expenses will not be covered by the policy.
Keep in mind that this insurance doesn’t protect against other events such as car accidents, your own injuries, and it doesn’t extend to expenses associated with your business activity. To get coverage for damages arising from commercial claims, you would need a separate type of insurance.
At PSIC, we provide Personal Liability Insurance coverage in the state of California.
We plan to expand our Personal Liability Insurance coverage nationwide soon, ensuring everyone the benefit of our reliable insurance solutions.
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Copyright © 2023 McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
