How useful was this article?
How useful was this article?
Personal Liability Insurance, also known as CPL, is a stand-alone policy that offers financial support if you’re found legally responsible for causing bodily injury or property damage to third parties. It includes medical bills, and legal fees, among other expenses resulting from events where you’re at fault.
Jump to section
Our Personal Liability Insurance covers a variety of potential risks, such as dog bites, injuries to others that happen on your residence or outside, and more. Note that CPL goes beyond insurance coverage such as Homeowners, Renters, or Motorcycle, by providing extensive protection, no matter where the accident occurs.
Additionally, this coverage brings assistance against defamation, slander, and identity theft, which are current threats as we live in a society that is fully connected to technology. There’s also an additional option to upgrade the medical payment coverage, which means increasing the financial support provided to pay for third-party medical expenses. For mor details, refere to Personal Liability insurance coverage.
Personal Liability Insurance coverage doesn’t include any type of intentional harm caused by you or anyone in your home. If it can be proven that the damage caused to others or their property was done on purpose, the related expenses will not be covered by the policy.
Keep in mind that this insurance doesn’t protect against other events such as car accidents, your own injuries, and it doesn’t extend to expenses associated with your business activity. To get coverage for damages arising from commercial claims, you would need a separate type of insurance.
At PSIC, we provide Personal Liability Insurance coverage in the state of California.
We plan to expand our Personal Liability Insurance coverage nationwide soon, ensuring everyone the benefit of our reliable insurance solutions.
Ready to explore your insurance options?
Start a quote today and let us help you find the coverage that best suits your needs.
Get monthly news and useful insights by subscribing to our monthly newsletter.
By submitting this form you confirm that you agree to PSIC’s privacy policy.
With more than 40 years of trajectory, we have the expertise to accompany you in every stage of your life.
Customer support: 800-303-5000
Claims support: 800-962-1172
5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
Managing Human Resource Functions:
Conducting business operations:
Monitoring:
Compliance with:
Investigating:
We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.