Cosmetic damage refers to any type of harm that affects the external appearance of an object, property, or vehicle, without compromising its essential functionality or structure.
This type of damage can include scratches, dents, stains, or discoloration that, while not affecting performance or safety, can decrease the aesthetic value of the item.
Insurance policies can vary in their coverage of cosmetic damage. Some policies may not cover this damage if it does not affect functionality, while others may include aesthetic repairs.
When filing a claim for a vehicle, it is important to specify whether it involves cosmetic damage and to understand how this may impact compensation.
To protect for cosmetic damages, our Motorcycle insurance offers an endorsement, which provides vital care for the upgrades and equipment you’ve added to your motorcycle. This ensures that expenses for repairing or replacing custom paint, wheels, seats, and electronics are covered in case of damage or loss.
By getting this policy, you can preserve the value and integrity of your motorcycle’s customized features. Whether it’s the unique paint job, upgraded wheels, or specialized electronic equipment, we’ll restore or replace these enhancements if they are damaged or stolen. We’re here to help you protect your investment!
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5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
Managing Human Resource Functions:
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We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.