An intentional tort refers to a wrongful act that one person purposely commits against another, causing harm or injury. This is different from an unintentional tort, which happens by accident and involves actions that cause harm without intent.
Here are some common examples of intentional torts:
In the context of insurance, intentional torts are usually not covered by liability policies. This means that if someone commits it, they may be personally responsible for the damages awarded in a lawsuit. Recognizing the differences between intentional, negligent, and unintentional torts is essential for protecting yourself legally.
In PSIC, we cover unexpected events and accidental damages that you or your family might cause to other people or their property, but we do not cover intentional torts. This applies to all our products, such as Homeowners, Renters, Motorcycle, or Personal liability insurance.
Whether someone gets injured at your home or you accidentally damage someone else’s property, we’ve got you covered. We operate on the principle of good faith, which is why we cannot cover liability for intentional acts.
It’s important to understand the difference between accidental and intentional actions, as it helps us provide you with the best protection possible.
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Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
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We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.