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A bad faith claim occurs when an insured individual engages in dishonest practices to deceive the insurance company for personal gain. This typically involves the insured submitting a fraudulent demand by providing false information or omitting crucial details about the incident in question.
Bad faith claims undermine trust and integrity in the insurance process, which could lead to legal consequences for the insured. It’s important for policyholders to understand the implications. Being honest and transparent when filing a claim is crucial to ensure fair treatment and maintain a positive relationship with your provider.
At PSIC, we want you to know that we are guided by the principle of good faith. We value transparency and trust in you, our policyholders. It’s important for you to keep this in mind, as acting in bad faith can impact when getting a policy or filing a claim.
By working together honestly, we can ensure you receive the protection you need. Open communication and trust are essential for building a positive relationship between us and you.
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