An exclusion is a specific provision in an insurance policy that outlines circumstances or events that are not covered. While it may seem like a negative aspect, exclusions are actually essential for maintaining a fair and balanced insurance system.
Think of exclusions as a way to clarify what is and isn’t included in your coverage. This helps to prevent misunderstandings and ensures that everyone pays a fair premium for the protection they need. By understanding the exclusions in your policy, you can make informed decisions about your insurance coverage and avoid any unpleasant surprises in the event of a claim.
At PSIC, we believe in transparency and open communication with our policyholders. That’s why we’re committed to providing clear and concise information about your insurance coverage, including the specific exclusions that apply to your policy.
You’ll find a detailed list of exclusions in your policy document, we encourage you to read it carefully. These exclusions are designed to ensure that your insurance coverage is fair and equitable for all policyholders. If you have any questions about specific exclusions or their implications, please contact your insurance agent.
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Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
Managing Human Resource Functions:
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Monitoring:
Compliance with:
Investigating:
We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.