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Uninsured motorist coverage (UM) is an additional protection to the insured in the unfortunate event they are involved in an accident caused by a driver who lacks liability insurance. This protection helps cover different losses that may arise from the accident.
This coverage is designed to help mitigate the financial burden by covering medical expenses, loss of income, pain and suffering, and other damages resulting from bodily injury experienced by the insured and their passengers.
UM coverage is highly recommended because it acts as a safety net for those who may not have the means to pay for the damages they cause. In some states, it is often required by law to make sure drivers are adequately protected.
In addition to bodily injury protection (UMBI), uninsured motorist coverage may also extend to property damage (UMPD). This comprehensive coverage, also known as bodily injury and property damage (BIPD), provides essential financial security and peace of mind, ensuring that you are safeguarded in case of an accident.
At PSIC, this coverage provides you protection to pay for medical expenses and other costs in the event that you are injured in an accident caused by an uninsured driver. It offers peace of mind and financial security in unforeseen situations.
This endorsement includes property damage due to lack of insurance, which means you can receive compensation for damages to your motorcycle if a driver doesn’t have coverage to pay for the damages they have caused.
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5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
Managing Human Resource Functions:
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We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.