Cookie settings

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.

Always Enabled

Necessary cookies are required to enable the basic features of this site, such as providing secure log-in or adjusting your consent preferences. These cookies do not store any personally identifiable data.

No cookies to display.

Functional cookies help perform certain functionalities like sharing the content of the website on social media platforms, collecting feedback, and other third-party features.

No cookies to display.

Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics such as the number of visitors, bounce rate, traffic source, etc.

No cookies to display.

Performance cookies are used to understand and analyse the key performance indexes of the website which helps in delivering a better user experience for the visitors.

No cookies to display.

Advertisement cookies are used to provide visitors with customised advertisements based on the pages you visited previously and to analyse the effectiveness of the ad campaigns.

No cookies to display.

Let us take care of you

Underinsured Motorist Coverage

What Does Underinsured Motorist Coverage Mean?

The term underinsured motorist coverage (UIM) refers to an additional protection to the insured in the event they are involved in an accident caused by a driver whose policy does not fully cover the resulting property damage or bodily injury.

 

It can help cover medical expenses, loss of income, pain and suffering, and other damages suffered by the insured and their passengers, as long as the compensations exceed the liability limits of the at-fault driver.

 

The specifics of underinsured motorist coverage may vary depending on the policy and jurisdiction. In some cases, this coverage may be mandatory by law, while in others it may be optional. Some policies may set maximum coverage limits and may require the payment of an additional premium for this extra protection.

How Does Underinsured Motorist Coverage Work at PSIC?

At PSIC, we understand the thrill and freedom that comes with motorcycle travel. That’s why we offer comprehensive motorcycle insurance coverage that goes beyond just protecting your vehicle.

 

With our Underinsured Motorist coverage, you can have peace of mind knowing that you’re protected in the unfortunate event of an accident by a rider who lacks insurance.

 

So, whether you’re embarking on a cross-country road trip or enjoying a weekend ride, trust PSIC to provide the protection and support you need to travel and enjoy the open road with confidence.

Need More Help?
If you couldn’t find what you were looking for, remember that at PSIC we have an available AI assistant!

It’s All About Insurance!

Learn more about insurance in the resources section. Find safety tips, money-saving options, do’s & don’ts, news, and much more information.

Safety Tips for Dog Owners

Pets become cherished members of our family, but it’s crucial to recognize that they have unique n...

Blog

10 Sep 2024
5 min read

Blog

Advantages of Living in a Gated Community

From enhanced safety and privacy to a strong sense of belonging, living in a gated community offer...

Blog

10 Sep 2024
4 min read

Blog

Which Dwelling Fire Policy to Choose?

There isn’t a right or wrong choice of coverage, all it has to do is fit your needs. DP1 Insurance...

FAQ

FAQ

What is DP3 Insurance?

DP3 Insurance, also known as Special Dwelling Insurance or Open Peril Insurance, is a protective b...

FAQ

FAQ

Keen to Catch Every Update?

Get monthly news and useful insights by subscribing to our monthly newsletter.

By submitting this form you confirm that you agree to PSIC’s privacy policy.