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Personal Umbrella Insurance California

The extra-peace of mind policy.

Hilltop landscape from Whittier, California overlooking los ange

Personal Umbrella Insurance provides an additional layer of liability protection for you and your family in California. In a state known for its diverse population and bustling cities, having adequate insurance coverage is crucial to safeguarding your assets and financial well-being.

While primary insurance policies like Motorcycle, Renters, and Homeowners Insurance offer liability coverage, they may have limits that could be insufficient in the event of a significant lawsuit or liability claim. That’s where Personal Umbrella Insurance steps in, providing extra peace of mind and extending the limits of your primary policies.

Personal Umbrella Insurance Coverages in California

Explore the fundamental levels of protection offered by Personal Umbrella  Insurance in California.

Personal injury

Protects you from non-physical injuries, such as defamation or invasion of privacy.

Bodily injury

Covers physical injuries to others for when you’re held responsible, and helps you assume legal expenses related and damage claims.

Property damage

Protects you when held responsible for damaging someone else’s property.

Landlord liability

Extends your liability protection when being a landlord, covering claims related to your rental property.

Customize it according to your needs

Cali policyholders often roll with:

Uninsured and underinsured motorists

Also known as UM/UIM coverage, Uninsured and underinsured motorists is an endorsement that protects you and your passengers in the event of a vehicle accident caused by a driver who lacks insurance or has inadequate coverage.

Common Risks

In the land of sun and surf, you’ve got to prepare yourself for the unexpected. At PSIC we want to make sure you’re protected from Cali’s usual risks in our Personal Umbrella Insurance slips and falls, defamation, and underinsured motorists. These events, as unpredictable and destructive as they are, can cause serious problems if you’re not properly insured.

While our standard Personal Umbrella Insurance policy protects you against slips and falls, and defamation, we have a specific endorsement for underinsured motorists. You can choose to enhance your standard coverage and ride safer than ever!

More About Personal Umbrella Insurance

We know Personal Umbrella Insurance could feel a bit overwhelming. That’s why we diversified key information to help you understand and choose the right coverage.

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Get Fully Protected

Check out all the coverage options available in California!