Let us take care of you
Let us take care of you
The safe space for tenants.
Welcome, New Jersey renters! If you’re looking to protect yourself, your loved ones, and your belongings, you came to the right place. Having Renters Insurance coverage can be the safest move while being a tenant, just because you’re renting doesn’t mean you’ll be off the hook if something happens. If you secure your assets and your loved ones, you’ll have the right protection when needed.
Moreover, you’ll get your investment safe. Even though having Renters Insurance coverage ain’t mandatory in the Garden State, your landlord may require it. Life can be unpredictable, and being protected from unexpected risks is simply a savvy financial choice.
Explore the fundamental layers of protection provided by Renters Insurance in New Jersey.
Safeguards your assets including furniture, electronics, and clothing in the event of a covered loss.
Protects you in case the home you’re renting is damaged and you need to move to a different place while it’s being repaired.
Covers legal expenses when you’re found responsible for causing bodily injury or property damage to others.
Covers the medical expenses in the event someone gets hurt and you’re responsible for it.
Personal property
Safeguards your assets including furniture, electronics, and clothing in the event of a covered loss.
Loss of use
Protects you in case the home you’re renting is damaged and you need to move to a different place while it’s being repaired.
Personal liability
Covers legal expenses when you’re found responsible for causing bodily injury or property damage to others.
Medical payment
Covers the medical expenses in the event someone gets hurt and you’re responsible for it.
Customize it according to your needs
Level up your Renters Insurance game with these optional coverages!
Safeguard your personal information and financial security. Get support and resources in the event your identity gets compromised and you need to recover it.
Avoid financial burdens when protecting your groceries for covered risks such as power outages or appliance failure. This coverage helps you replace spoiled food and restock your pantry or refrigerator as fast as possible.
Avoid financial impact due to damage or malfunction of home systems and appliances such as broken fridges, televisions, or HVAC systems.
Protect yourself from lawsuits with this endorsement. It adds extra protection for non-physical harm or emotional distress caused by you or a covered family member. Better safe than sorry, right?
New Jersey has its share of risks such as hurricanes, floods, and identity theft. These events, as unpredictable and destructive as they are, can cause serious problems for your finances if you are not properly insured. Moreover, there are many times when those expenses go beyond the ones your landlord should cover, like paying for your lost assets due to flood.
Additionally, our standard Renters Insurance policy protects you against hurricanes, and you can get additional coverage to be protected against identity theft.
Understanding factors that will affect your Renters Insurance cost, alongside with choosing ideal add-ons, will help you have more comprehensive coverage. In other words, finding the best protection while you’re renting!
The exact address of the place you currently call home plays a crucial role in your Renters Insurance rate. Your zip code, city, and state are tied to varying levels of risk that go from natural disasters to crime rates, all of which can determine the cost of your policy. Ultimately, it's all about making sure your place is covered—that's the goal of insurance, after all.
Older homes can make your Renters Insurance coverage bump up, no matter how beautiful and cozy they are. The reason is that they generally demand more maintenance and are prone to expensive repairs compared to brand-new ones. By priorly detailing how they are we can provide tailored coverage and ensure the right protection when you need it most.
Think of your deductibles as a way to strike a balance that works for you. If you go for a higher deductible, you can score some lower premium rates. Yet, keep in mind this also means you'll have to cover more out-of-pocket expenses when filing a claim. You can always read more about it in Renters Insurance Explained or contact an agent who’ll be ready to help you!
The claims history can impact your coverage rates. This means that if you have a history of multiple claims insurance companies could consider that as a high-risk profile and that can lead to higher policy rates.
At the end of the day having insurance is all about protecting your loved ones, yourself, and the place you call home. Everyone has their own needs and requirements, that’s why adding optional coverages is totally up to you. The idea is that you feel secure with your policy and also manage to keep your finances safe by making your Renters Insurance coverage affordable.
Having the best Renters Insurance in New Jersey doesn’t mean it has to be expensive. Find out which options you can choose to make it more affordable while keeping it safe.
Have 2 active policies with us? Bundle them up and save big!
Celebrate your zero-claims stellar record with a well-deserved discount on your premium!
Embrace the retired lifestyle and enjoy lower premiums by living in a retirement community.
Enjoy a special price if you reside in a permanently locked gated community with on-site security personnel.
Go paperless, hassle-free, and wallet-friendly. Choose our e-delivery option and watch the savings roll in!
We know Renters Insurance could feel a bit overwhelming. That’s why we diversified key information to help you understand and choose the right coverage.
Renters Insurance
Gives you a general view of the product.
Renters Discounts
Shows how you can save money on your policy.
Renters Explained
Deep dives into the details of the insurance.
Renters Insurance Cost
Details a list of features that can help you reduce the cost of your policy.
Renters Coverage
Explains the available customization options.
Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.
Check out all the coverage options available in New Jersey!
With more than 40 years of trajectory, we have the expertise to accompany you in every stage of your life.
Customer support: 800-303-5000
Claims support: 800-962-1172
5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © 2023 McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
