Renters Insurance
Coverage

Protects the cost of replacing your personal belongings if they're damaged or lost due to covered events like theft, fire, or vandalism. When being a tenant, you can protect items you purchased for your home such as furniture, clothing, electronics, or home appliances, among other things.

Provides financial reimbursement to tenants when their rental becomes uninhabitable due to events covered by the policy, such as a fire or extensive storm damage. This coverage supports the additional living expenses incurred when tenants must find temporary alternative housing, covering costs related to accommodations, meals, and other essential services that surpass ordinary living expenses.

Provides financial protection if you are found legally responsible for causing bodily injury to someone else or damage to another person's property. For covered losses, it covers legal defense costs and financial judgments against you, up to the policy's limit. This coverage helps to shield your assets from lawsuits or claims that can arise from everyday incidents, whether they occur on your property or as a result of your personal activities.

Pays for medical expenses for individuals who are injured on the property you're house, regardless of who is at fault. This coverage is typically available without the need for legal action and is meant to facilitate prompt care for minor injuries, up to the limit specified in the policy. It serves as a goodwill gesture and can help prevent more extensive liability claims.