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Let us take care of you

Renters Insurance
Coverage

Protect what matters to you most.

Standard Renters Insurance Coverage

Our Renters Insurance coverage provides robust protection for your assets as a tenant. These are the key components of the policy for covered losses.

Protects the cost of replacing your personal belongings if they're damaged or lost due to covered events like theft, fire, or vandalism. When being a tenant, you can protect items you purchased for your home such as furniture, clothing, electronics, or home appliances, among other things.

Provides financial reimbursement to tenants when their rental becomes uninhabitable due to events covered by the policy, such as a fire or extensive storm damage. This coverage supports the additional living expenses incurred when tenants must find temporary alternative housing, covering costs related to accommodations, meals, and other essential services that surpass ordinary living expenses.

Provides financial protection if you are found legally responsible for causing bodily injury to someone else or damage to another person's property. For covered losses, it covers legal defense costs and financial judgments against you, up to the policy's limit. This coverage helps to shield your assets from lawsuits or claims that can arise from everyday incidents, whether they occur on your property or as a result of your personal activities.

Pays for medical expenses for individuals who are injured on the property you're house, regardless of who is at fault. This coverage is typically available without the need for legal action and is meant to facilitate prompt care for minor injuries, up to the limit specified in the policy. It serves as a goodwill gesture and can help prevent more extensive liability claims.

Optional Renters Insurance Coverage

In addition to our standard Renters Insurance coverage, we offer optional add-ons to provide extra peace of mind. These coverages allow you to customize your policy based on your specific needs.

Food coverage

Avoid financial burdens when protecting your groceries for covered risks such as power outages or appliance failure. This coverage helps you replace spoiled food and restock your pantry or refrigerator as fast as possible.

Personal computer equipment coverage

Protect both your computer equipment and all the valuable information or software stored there, in the event of a theft, fire, or power outage.

Personal cyber protection

Safeguard yourself from digital risks, such as cyber-attacks, online fraud, data breaches, and cyber extortion. Avoid financial burdens when needing to recover data or lost money due to cyber crimes.

Equipment breakdown coverage

Avoid financial impact due to damage or malfunction of home systems and appliances such as broken fridges, televisions, or HVAC systems.

Animal liability coverage

Protect others in case your pet harms someone or damages their home and you are held responsible for the expenses.

Personal injury coverage

Protect yourself when held legally responsible for causing harm to others, such as defamation or invasion of privacy.

Identity theft coverage

Protect your personal information and financial security. Get support and resources if your identity is compromised and needs recovery in the event of an identity theft.

Increased personal liability coverage

Increase your personal liability coverage limit and have broader protection when found liable for causing bodily injury to others or damaging their property.

Where Does PSIC Offer Renters Insurance Coverage?

At PSIC, we provide Renters Insurance coverage in the states of Arizona, California, Connecticut, and New Jersey. To learn more about how you can customize your policy please select your state and see more details about Renters Insurance.

We plan to expand our Renters Insurance coverage nationwide soon, ensuring all tenants the benefits of our reliable insurance solutions.

It’s All About Insurance!

Learn more about Renters Insurance or other products in the resources section.

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