Water Damage Insurance

Water damage insurance is a type of coverage that protects your property from damage caused by water-related incidents. This can include damage from:

• Plumbing leaks: Leaky pipes, faucets, or appliances can cause significant damage to your home.
• Flooding: Floods from natural causes like hurricanes, heavy rainfall, or overflowing rivers can devastate homes.
• Sewage backups: Malfunctioning sewer systems can lead to sewage backup, causing extensive damage.

While water damage insurance is often included in standard homeowners insurance policies, it’s important to review your contract carefully to understand the specific coverage limits and exclusions. Some policies may have limitations on the amount of coverage for water damage or may exclude certain perils, such as floods.

To ensure you have adequate protection, you may need to purchase additional coverage, such as a flood insurance policy, to cover potential water damage risks.