An unoccupied dwelling refers to a residential property that is currently not lived in by anyone. This includes second homes or seasonal homes that can be used during vacations.
You may need additional coverage, like vacant home insurance, to protect the property from risks such as vandalism, theft, or damage while it’s unoccupied.
Owners of unoccupied dwellings, like second homes or seasonal homes, are generally responsible for keeping the property in good condition. This includes regular inspections, lawn care, and securing the premises to prevent damage and deter vandalism.
At PSIC, we offer coverage for Second homes, including your vacation or seasonal properties. We provide the perfect protection for the risks your getaway may face.
Our standard coverage includes protection for:
We understand that protecting your vacation home is important to you. Make sure you contact your agent to discuss the customization options of this policy, so you can enjoy peace of mind knowing your property is secure.
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5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
Managing Human Resource Functions:
Conducting business operations:
Monitoring:
Compliance with:
Investigating:
We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.