A primary residence is the place where a person or family lives most of the time. It is the permanent address that someone considers their home, and usually, it’s where they receive their mail, register to vote, and fulfill other legal obligations.
In the context of insurance, your principal residence is important because it affects the type of coverage you may need. For example, Homeowners insurance is designed to protect your principal residence and its contents from various risks, like fires, theft, and liability claims.
Additionally, many insurance providers offer different policies or rates for residence premises that are primary homes compared to secondary homes or investment properties. Insurers may require proof of residency to determine eligibility for certain coverages or discounts.
Understanding what a principal residence is crucial for homeowners and renters, as it impacts insurance coverage and legal responsibilities.
At PSIC, Homeowners insurance protects your primary residence. It helps you cover unexpected costs that can come from damages like fallen trees, fires, vandalism, or theft. We understand that home is where you feel safest, which is why we offer a wide range of coverage options to help you protect it.
If you need insurance for a house that is not your primary residence, we can provide the product you need. Check out the following options:
Your house is more than just a building; it’s where you create memories and feel secure. We are here to support you every step of the way, ensuring that your property is well-protected so you can focus on what truly matters—your family and your peace of mind.
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5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
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We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.