Misrepresentation occurs when an individual provides false information while completing the details of their policy, particularly on the declaration page or application form. This can involve intentional lies about personal information, property details, or risk factors that affect the coverage.
It can significantly impact the validity of the insurance policy. If discovered, the insurer may deny claims, cancel the policy, or refuse to renew it, as the contract relies on the accuracy of the information provided.
It’s important for you to provide accurate and truthful information on the declaration page and application form to ensure you have the right coverage and maintain the integrity of your insurance policy with us.
Be sure to carefully review all the details before submitting, and don’t hesitate to consult with your insurance agent if you have any questions about the information required. This helps avoid misrepresentation—whether it’s careless, fraudulent, or material—and ensures that you are adequately protected.
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5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
Managing Human Resource Functions:
Conducting business operations:
Monitoring:
Compliance with:
Investigating:
We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.