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Libel

What Does Libel Mean?

Libel is a false statement that is made in writing, print, or through visual representations, and it harms the reputation of an individual, business, or organization. It is a form of defamation that involves publishing false information that can damage.

 

To be considered libel, the following elements are usually required:

  • False statement: In terms of facts, not an opinion or subjective interpretation.
  • Publication: The false declaration must be communicated to a third party, meaning it is shared or disseminated in some way.
  • Harm: The statement must cause harm to the reputation of the person or entity targeted by it. This can include damage to their personal or professional reputation, financial losses, or other negative consequences.
  • Negligence or intent: In some jurisdictions, it may be necessary to prove that the person making the false statement acted negligently or intentionally when publishing it, meaning they knew it was false or did not exercise reasonable care to verify the truth.

How Does Libel Work at PSIC?

Laws related to libel can vary between jurisdictions, so it is advisable to consult the specific applicable in your region. Additionally, in certain circumstances, protections and defenses of freedom of expression, such as truth, opinion, or privilege, may apply.

 

You can add personal injury coverage to your Homeowners, Renters, Condo, or other policies to be protected against lawsuits you may receive related to libel. We want to make sure you have the coverage you need to feel secure.

 

We invite you to talk to your nearest agent. They are ready to help you with any questions you have about your insurance options and coverage. Your peace of mind is important to us, and they can provide the support you need.

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