An insurance agent is a professional who sells policies to individuals or businesses. They act as intermediaries between insurance companies and clients, assisting them in understanding their insurance needs and selecting appropriate coverage options.
Independent agents work with multiple companies and are not tied to any specific one. They can offer a wide range of products from different providers, allowing them to tailor coverage to meet their clients’ particular needs.
Captive agent, in contrast, exclusively represent one insurance company. They are employed or contracted by that particular company and can only offer policies and products from that one.
Meanwhile, insurance advisors are knowledgeable professionals who provides guidance and advice to clients regarding their insurance needs. They assess the risks and coverage requirements of clients and recommend suitable solutions. Insurance advisors often have expertise in specific areas such as life insurance, health insurance, property and liability insurance.
Finally, insurance sales agents focuses on selling insurance policies to clients. They are responsible for prospecting potential clients, explaining policy terms and coverage options, and assisting them in selecting the most appropriate policies for their needs. Insurance sales agents may work for insurance companies or as independent agents.
At PSIC, we work with independent insurance agents who can provide personalized and professional guidance to help you secure the best coverage according to your needs.
These agents will assess your specific situation and prevent you from going through the complex research process alone.
Contact an agent and start living with peace of mind!
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At PSIC, we consider that they can be helpful for you.
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Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
Managing Human Resource Functions:
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Monitoring:
Compliance with:
Investigating:
We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.