Hit-and-Run Accident

A hit-and-run accident refers to a traffic incident where a driver hits another vehicle, a pedestrian, or property and then flees the scene without providing their contact information or helping the injured parties.

In the context of insurance, a hit-and-run accident can complicate the claim process. Victims may need to rely on their own uninsured motorist protection, if available, to cover medical expenses, vehicle repairs, and other costs related to the accident. Having the right insurance coverage is crucial, as it can help protect individuals from the financial consequences of such incidents.

If you are a hit-and-run victim, it’s essential to gather as much information as possible about the incident, such as the time, location, and any potential witnesses. Reporting the accident to local authorities and your insurance company promptly can also assist in the claims process and increase your chances of recovering losses. Remember, raising your insurance coverage can be a smart step in ensuring you are protected in the event of a hit and run.