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A driving record, also known as a motor vehicle report (MVR), is a document that provides a detailed history of an individual’s piloting activities. It includes information such as license status, traffic violations, accidents, points on the license, and any other relevant incidents.
A clean driving indicates that the individual has adhered to traffic laws and is considered a safe driver. On the other hand, a bad driving record refers to a history that includes multiple traffic violations, accidents, or other negative incidents. It indicates a higher risk profile for insurance purposes and may result in higher premiums or other consequences.
Your driving history is an important factor considered by insurance companies, employers, and other entities when assessing your reliability as a motorist. Taking steps to clear your driving record may involve completing defensive courses or waiting for violations to expire, depending on the specific regulations and requirements of your jurisdiction.
At PSIC, we recognize and reward those who maintain a clean historial. To determine this recognition, we take into account the driving record. We offer special discounts for your good driving record and for completing safety driving courses.
By evaluating it, we can assess the driver’s level of risk and provide appropriate benefits to those who demonstrate safe and responsible habits.
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