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Personal Umbrella Insurance is an extra layer of protection that extends the liability limits from your current policy. It’s a supplementary policy where you can enhance your Homeowners, Renters, Condo, Landlord, and Motorcycle Insurance, among others, to get additional protection for liability claims.
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Personal Umbrella Insurance provides additional liability coverage beyond the limits of your primary insurance policy, such as Homeowners, Renters, Condo, and Motorcycle, among others. It extends your personal and bodily injury protection, property damage liability, and also offers Landlord liability coverage.
In other words, Umbrella is like having an extra protective shield from the coverage you already have. Imagine you break your neighbor’s window, if you previously accessed Personal Umbrella you will either avoid taking out of your pocket money to pay for its replacement or reduce those expenses. You can learn more about it in Personal Umbrella Insurance Coverage.
Either intentional damages to others or ones coming from business-related activities. It also doesn’t cover if you’re being held responsible for damages you caused to your insured family members or your own assets.
Imagine you intentionally break your neighbor’s front door, even though you have Homeowners Insurance coverage, and Umbrella Insurance to extend it, this peril wouldn’t be applicable because it isn’t an accident.
We currently offer Umbrella Insurance in the state of California.
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Copyright © 2023 McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
