Water damage insurance is a type of coverage that protects your property from damage caused by water-related incidents. This can include damage from:
While water damage insurance is often included in standard homeowners insurance policies, it’s important to review your contract carefully to understand the specific coverage limits and exclusions. Some policies may have limitations on the amount of coverage for water damage or may exclude certain perils, such as floods.
To ensure you have adequate protection, you may need to purchase additional coverage, such as a flood insurance policy, to cover potential water damage risks.
At PSIC, we understand the devastating impact that water damage can have on your home. That’s why our standard property insurance policies, including Homeowners, Condo, and Landlord policies, offer coverage for water damage caused by certain perils, such as burst pipes or leaking appliances.
However, it’s important to note that to protect your property from flood damage, you will need to purchase a separate Flood insurance policy.
We recommend reviewing your policy carefully to understand the specific coverage limits and exclusions related to water damage. If you have any questions or concerns, please contact your insurance agent. They can provide personalized guidance and help you make informed decisions.
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Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
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Last updated: June 27, 2023
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