At PSIC, we understand that accidents can have a profound impact not only on your physical well-being but also on your mental health. That’s why we offer additional personal injury coverage as an optional add-on to your Homeowners, Renters, Condo, and Motorcycle insurance policies, among others.

With this coverage in place, we’ll provide financial protection if you or a family member are found legally responsible for causing emotional distress to a third party. This means that if your actions or the actions of your family members result in someone experiencing significant emotional trauma, we’ll help cover the costs associated with their mental health treatment and recovery.

For example, if your dog accidentally bites a neighbor’s child, causing them to develop severe anxiety and fear of animals, this coverage could help compensate the child’s family for the emotional distress they’ve endured.

We believe that emotional distress is just as real and debilitating as physical injury, and it’s important to have the right insurance in place to protect yourself and your loved ones from its financial consequences.