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Motorcycle Insurance Coverage

We recognize your passion for motorcycle riding.

Standard Motorcycle Insurance Coverage

Experience peace of mind on all your journeys with our PSIC Motorcycle Insurance coverage.

Provides essential protection in case you're held legally responsible for injuries or property damages in the unwanted event of a motorcycle accident. Therefore, it covers general damages to other vehicles and also helps you handle legal expenses if you face a lawsuit.

Optional Motorcycle Insurance Coverage

We go beyond basic coverage by offering additional options to ensure that you and your motorcycle are always protected, whether you’re taking a short ride or embarking on an epic adventure.

Uninsured motorist coverage

Protects you by covering medical expenses and other costs in the unfortunate event that you’re injured in an accident caused by a driver who doesn’t have insurance. This policy includes Uninsured property damage meaning that you can receive compensation for your motorcycle’s damages if a driver doesn’t have coverage to pay for the damages they have caused to your motorcycle.

Underinsured motorist coverage

If you find yourself in an accident where the at-fault driver’s insurance policy doesn’t have enough coverage to pay for the medical expenses, we will step in to cover the remaining amount. This coverage ensures that the cost of repairing or replacing your vehicle is also taken care of, safeguarding you from being left unprotected in those unwanted situations.

Medical payments

It ensures that you are protected if you get injured while riding by covering your medical bills, regardless of who is responsible for the accident.

Income protection

Provides financial support in the event you’re unable to work due to injuries caused while riding a motorcycle. We’ll keep you covered until you can resume work.

Disappearing deductibles

Recognizes and rewards drivers who maintain a clean driving record. With this endorsement, your deductible gradually decreases or disappears altogether as you drive without accidents or violations.

Comprehensive and collision coverage

Helps pay for repairs or replacements if your motorcycle got damaged in a covered claim involving a collision, and also helps cover damages from incidents other than collisions, such as theft, vandalism, or falling objects.

Accessory coverage

Covers the repair or replacement of upgrades and equipment you’ve added to your bike, such as custom paint, custom wheels and seats, saddlebags and windshields, chrome pieces, and handlebars.

Safety gear coverage

Ensures that your riding gear, including helmets, leathers, riding boots, gloves, and protective eyewear, is protected while riding your bike.

Roadside assistance coverage

Provides necessary services and minor repairs to help you get your bike back on the road after experiencing a malfunction, including towing, jump starts, flat tire assistance, vehicle fluid delivery, lockout assistance, and concierge service.

Trip interruption coverage

Offers financial assistance for temporary living expenses like hotel stays and rental cars, ensuring that you are prepared for unexpected costs in the event of an accident occurring more than 50 miles away from your home.

Trailer coverage

Safeguards the trailer you use to transport your motorcycle. It’s an essential coverage that offers protection for both the trailer and the motorcycle, ensuring their safety during transportation.

Where Does PSIC Offer Motorcycle Insurance Coverage?

At PSIC, we provide Motorcycle Insurance coverage in the states of California, Hawaii, Nevada, and New Jersey.
We plan to expand our Motorcycle Insurance coverage nationwide soon, ensuring all riders the benefit of our reliable insurance solutions.

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