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Motorcycle Insurance California

We’re here to protect your ride.

Man seat on the motorcycle on the forest road.
Discover the best insurance policy that matches your riding style. Whether you’re hitting the road with your bike for a short trip on the highway, or embarking on a long adventure, our Motorcycle Insurance California is designed to keep up and protect you and your motorcycle on every adventure. Since Motorcycle Insurance is required in California, at PSIC we create affordable, comprehensive coverage that will safeguard your bike while you enjoy the wonders of the Golden State.

Motorcycle Insurance Coverages in California

Explore the essential levels of protection offered by California Motorcycle Insurance.

Bodily injury and property damage liability

Provides financial support to cover third party’s medical bills or repair their damaged property in the event you’re found responsible for an accident.

Bodily injury and property damage liability

Provides financial support to cover third party’s medical bills or repair their damaged property in the event you’re found responsible for an accident.

Customize it according to your needs
Level up your Motorcycle Insurance coverage to increase your protection.

Comprehensive and collision

Assists in covering the repair of damage resulting from a collision. It also gives support against damages caused by incidents like vandalism, theft, or falling objects.

Roadside assistance

Offers essential help with repair services for your bike, such as towing, flat tire assistance, fluid delivery, jump start, concierge service, and more.

Trip interruption

Provides financial aid for temporary living expenses, including accommodation and transportation in case of accidents occurring over 50 miles away from your home.

Medical payment

Assists you by paying medical expenses in the unfortunate event that someone else is injured and you’re responsible for the collision.

Common Risks

At PSIC, our top priority is to ensure the safety of you and your motorcycle against the major risks prevalent in California: body and property damage. No matter how experienced or careful you are in driving, accidents happen, and being prepared for them is critical.

With PSIC standard Motorcycle Insurance coverage, you are protected against claims for body and property damage you cause to other people, and you can add medical payment coverage to afford related medical costs. Additionally, you can protect yourself by including uninsured motorist coverage and get financial protection if the person you have an accident with doesn’t have insurance coverage. Finally, if your goal is to extend your full liability coverage, consider getting an Umbrella Insurance policy as well.

How Much is Motorcycle Insurance in California?

Understanding factors that will affect your Motorcycle Insurance cost, alongside with choosing ideal add-ons, will help you have a more comprehensive coverage. In other words, finding the best protection for your motorcycle.

Living in a state with hot, dry summers and long-riding seasons increases the chances of collisions and this, as well as the level of traffic in the area where you live, are factors that can affect the price of your insurance.

Insurance companies are known to take into account the year and model along with the engine size of your motorcycle when calculating your policy cost, as some types of bikes are related to more potential risks of collision due to their characteristics.

The price of your Motorcycle Insurance is directly influenced by the coverage options you opt for, meaning that increasing your coverage will impact your insurance cost accordingly.

Your insurance premiums can be influenced by your riding history, including accidents and traffic violations, as insurers may perceive you as a higher risk. However, keeping a record free of incidents can make you eligible for reduced policy premiums.

Save Money on Insurance

Having the best Motorcycle Insurance in California doesn’t mean it has to be expensive. Find out which options you can choose to make it more affordable while keeping it safe.

Bundle and save

When having 2 PSIC active policies.

Good Driver Discount

Celebrate a stellar zero-claims track record with a well-deserved discount on your premium.

Mature driver discount

Embrace the Californian retired lifestyle and enjoy a lower premium price by being 55 or older.

Multi-cycle discount

Enjoy this benefit by having multiple motorcycles insured with us.

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Get Fully Protected

Check out all the coverage options available in California!