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Homeowners Insurance Discounts

Keeping your home safe doesn’t have to be expensive.

Homeowners Main Discounts

Bundle and save

Apply to this benefit when having two or more active policies with PSIC.

Claims-free discount

Celebrate a stellar zero-claims track record with a well-deserved discount on your premium.

More Homeowners Saving Options

Senior citizen discount

Isn’t retirement just wonderful? Learn how living in a retirement community can benefit your insurance rates, or if you’re 55 years old and retired can help as well.

Security system discount

Avoid high premiums, and burglars, while enjoying a discount for securing your home either with a sprinkler or a central alarm system, a central fire or a central burglary one.

Windstorm mitigation discount

Keep all your exterior windows, skylights, doors, and vents safe and secure yourself a discount for your wind-resistant smart measures!

Roofing discount

Out with the old, in with savings! Get credit when you upgrade to a hail- resistant roof, one with tiles or simply with a brand new one!

E-Delivery discount

Paperless, hassle-free, and wallet-friendly—with our e-delivery option, everyone wins.

Gated community discount

This benefit applies only for residents living in a permanent locked gated community with an on-site security person.

Where Does PSIC Offer Homeowners Insurance?

We currently offer Homeowners Insurance in the states of Arizona, California, Connecticut, and New Jersey. To learn more about how you can customize your policy please select your state and see more details about Homeowners Insurance.

We plan to expand our Homeowners Insurance coverage nationwide soon, ensuring all homeowners the benefit of our reliable insurance solutions.

It’s All About Insurance!

Learn more about Homeowners Insurance or other products in the resources section.

Safety Tips for Dog Owners

Pets become cherished members of our family, but it’s crucial to recognize that they have unique needs and can behave unpredictably at times. Therefore, it’s important to take proper precautions to protect them and also ensure the safety of those around them. Let’s go over some tips to make this happen.

Blog

10 Sep 2024
5 min read

Blog

Advantages of Living in a Gated Community

From enhanced safety and privacy to a strong sense of belonging, living in a gated community offers a wider range of benefits than traditional neighborhoods do. Discover the numerous advantages that come with this lifestyle, we’ll address common questions and provide insights into the advantages of this experience.

Blog

10 Sep 2024
4 min read

Blog

Which Dwelling Fire Policy to Choose?

There isn’t a right or wrong choice of coverage, all it has to do is fit your needs. DP1 Insurance provides basic protection of your property from a detailed list of perils, DP3 Insurance offers a broader scope of coverage, except for a few perils, also mentioned in your policy.

FAQ

FAQ

What is DP3 Insurance?

DP3 Insurance, also known as Special Dwelling Insurance or Open Peril Insurance, is a protective buffer for your rented, primary owner occupied or seasonal property. It’s specifically designed to keep your home and assets safe with an open peril policy, covering a wide scope of potential risks, with a few exceptions.

FAQ

FAQ