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Vacant Home Insurance

Let your empty home rest assured.

What’s Vacant Home Insurance?

Vacant Home Insurance is a specialized coverage designed to protect uninhabited homes that have remained unoccupied for more than 30 days. Also known as Empty House Insurance, these properties often pose greater risks of damage, making Pacific Specialty Insurance Company (PSIC) the best choice to protect your vacant home.

When Do You Need Vacant Home Insurance?

  • You moved into a new home, leaving your old one empty while it’s up for sale.
  • You bought a new home but haven’t moved in yet.
  • You inherited a property but will keep it unoccupied until you sell it.
  • Your home is under renovation.
  • The house is in foreclosure.

We Got You Covered

Pacific Specialty’s Vacant Home Insurance provides coverage for the unique risks associated with owning an uninhabited property.

Dwelling

Protects the main structure of the property against damage from events such as fire, vandalism, and much more.

Other structures

Safeguards detached structures such as sheds, workshops, and garages.

How to Get Vacant Home Insurance?

We offer Vacant Home Insurance through the Basic Dwelling (DP1) policy. To get the best coverage according to your needs, we recommend you contact an agent.

Explore Vacant Home Insurance

Vacant home insurance is available in the state of California, providing peace of mind for property owners when their homes are uninhabited.

We plan to expand our Vacant Home Insurance coverage nationwide soon, ensuring all owners the benefits of our reliable insurance solutions.

PSIC in Our Customers' Words

Our best recommendation letter is having advocate customers. We invite you to read what they have to say about their experience with Pacific Specialty Insurance Company.

“I can’t even begin to explain how happy I am with Vacant Home insurance! I was stressing about my empty property, worried about what could go wrong. But thanks to this PSIC Vacant Home Insurance I now have peace of mind! They’ve got my back against fire, vandalism, and all kinds of unexpected stuff. Plus, their team is super friendly and made everything so easy. If you’ve got a vacant home, trust me, this insurance is a total game-changer!”

Jemma Myers

Vacant Home

California

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Vacant Home Insurance was not the product you were looking for? Are you still looking for another type of coverage? Discover all the insurance options that Pacific Specialty can offer you!