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Policy provisions are the specific terms and conditions outlined in an insurance policy that define the rights and responsibilities of both the insurer and the policyholder. These provisions are crucial for understanding the scope of coverage, limitations, and exclusions associated with the policy.
Here are some common policy provisions found in many insurance policies:
It’s important to carefully review your policy provisions to understand your rights and obligations. If you have any questions, it’s best to consult with your insurance agent or a legal professional.
At PSIC, we believe in transparency and honesty. That’s why we work based on the principle of good faith. We strive to make our policies clear and easy to understand.
To ensure clarity, we provide detailed information about your insured property on the declaration page. This includes the covered amount, policy limits, applicable endorsements, and other relevant details.
The policy document itself outlines the legal terms of the contract. It includes a clear explanation of the coverage provided, its limitations, and any exclusions. You’ll also find information about your rights and obligations as a policyholder, as well as our responsibilities as the insurer.
We encourage you to carefully review your policy. If you have any questions or concerns, please don’t hesitate to contact your insurance agent. They can provide you with additional information and help you understand the terms of your policy.
By understanding your policy provisions, you can ensure that you’re protected and that you know what to expect in the event of a claim.
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5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
Managing Human Resource Functions:
Conducting business operations:
Monitoring:
Compliance with:
Investigating:
We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.