Identity theft refers to the fraudulent acquisition and use of someone else’s personal information, such as their name, social security number, date of birth, financial information, or account numbers, with the intention of engaging in illegal activities on behalf of the victim.
There are specific identity protection policies that can be part of property insurance. They can include assistance in recovery, reimbursement for legal and notification expenses, and protection against financial liabilities.
This crime can have serious consequences, such as the misuse of credit cards, the opening of fraudulent bank accounts, the filing of false tax returns, and damage to the victim’s credit reputation. Identity theft coverage provides protection and assistance to help individuals and mitigate the financial damages caused by the theft.
It is important for people to take proactive measures for identity theft prevention, such as safeguarding personal information, monitoring financial accounts regularly, and using strong passwords and security measures when accessing online platforms.
At PSIC, our identity theft coverage helps with the costs of recovering your credit if you become a victim. It eases the financial burden by reimbursing expenses like legal fees and lost wages.
By selecting this endorsement, you can be compensated up to your policy limit for the costs required to recover your stolen identity. This covers expenses such as obtaining credit reports, notary fees, and bank charges, among other services. It applies to Homeowners, Condo, and Mobile home insurance.
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5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
Privacy Notice at Collection for CA employees
Last updated: June 27, 2023
We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.
Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.
Categories of Personal Information Collected
Purposes for Collecting and Using Your Personal Information
Managing Human Resource Functions:
Conducting business operations:
Monitoring:
Compliance with:
Investigating:
We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.
When it is no longer necessary to retain your personal information, we will delete or anonymize it.