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Simplifying the Insurance World

Find news, articles, and advice that will empower you with insurance knowledge.

September 9, 2024
5 min read

Do you Need an Insurance Agent?

In the intricate world of insurance, understanding its nuances, requirements, and regulations can be a bit overwhelming. But fear not, in this article we’ll explore the importance of having an insurance agent by your side to alleviate stress when selecting a policy that aligns with your needs.

condo Homeowners landlord Motorcycle Second Home Vacant Home
September 9, 2024
3 min read

Understanding Insurance Deductibles

Deductibles are partly the responsibility you choose to have if there’s a covered loss when accessing your policy. They’re also a safeguard almost every policy has that avoids everyone filing a claim. Let’s unravel the mystery of deductibles!

condo Deductible Homeowners landlord mobile home Motorcycle renters Second Home Vacant Home
September 9, 2024
3 min read

Actual Cash Value vs Replacement Cost

When determining the amount of a covered claim, such as Homeowners, Renters, Motorcycle, or other policy, the claims adjuster uses a specific calculation method. This is chosen by you when purchasing it. In this article, we’ll explain the distinction between Actual Cash Value (ACV) and Replacement Cost (RC).

Actual Cost Value claims Coverage Homeowners landlord Motorcycle renters Replacement Cost Second Home
September 9, 2024
4 min read

Sharing Renters Insurance With Your Roommate

Sharing rent with a friend can be a good idea, but sharing insurance not so much. Even though you will be saving a few dollars, it can become quite a problem in the future. In this article we’ll explore why it isn’t a great idea, and how these sorts of issues have the potential to break a friendship, and your wallet.

Asset valuation claims Claims process Discounts Individual policies Liability Liability coverage Personal belongings Policy customization Roommate Roommate insurance Splitting insurance costs
September 9, 2024
6 min read

Safeguarding Your Vacation Home

Is your vacation home a cozy beach house, or a cabin in the forest? It doesn’t matter where or how they look, they all have the power to recharge your energies in a matter of days. Yet, in order for the magic to happen, some key measures must happen. In this article, we’ll walk through some and let you enjoy the rest!

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September 9, 2024
5 min read

Maintenance Tips for Your ATV

As an off-road enthusiast, you know that excitement and responsibility go hand in hand. While embracing the thrill of muddy trails and conquering exigent terrains, it’s essential to remember the importance of adequate vehicle maintenance to preserve the integrity of your ATV.

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